Spring Direct Incentives 2/9-4/27

[gvel]

560 points.

one bedroom same period is 387

 

[juliebee]

I would give a damn well before 2050. It matters to me right now. I want to know what I own is the most valuable.

It matters to me right now too... and every year that I use these points to stay at a place I LOVE... not tolerate and hope to switch from... but LOVE. And agree that it's more valuable than SSR.

This is also a luxury purchase, if I'm going to buy this thing, I'm going to get what I want rather than buy somewhere that I don't particularly care for. 50 dollars per point times my 200 points is 10k which is a good amount of money but over 40 years doesn't sound as bad.. what actually sounds bad is not getting what I want for the next 40 years and having to waitlist regularly. Then you add in the fact that Poly has an additional 12 years AND when resold, the price per point delta for direct Poly to resale is closer to 40-50 where as direct SSR to resale SSR drops 60-70. So to sum up, life's short, I'm going to buy what makes me happy LOL.

Plus when you put SSR's numbers against Poly's numbers, the Poly has the lower cost per point per year.
This is with keeping all points- no Magical Beginnings


The difference between Poly and SSR is $1.83/pt x 150 pts is $275. $275 a year to secure an arguably more desirable resort.

 

[Girlstar30]

Mahalo or Aloha should suffice

Now do the hokey pokey and ya turn yourself around

 

[Girlstar30]

Did any other Disney Visa people here on the Dis actually get the email about the $1000 off? I mean, I couldn't have been the only one of us, right?

I did not, thank you disboards

 

[Girlstar30]

I got one

Wow why am I not surprised im the only one that didnt get it

 

[Girlstar30]

Yes but you could do the same with the Poly points and remember those will always rent and go for a premium even at the board sponsor where you would be lucky to get $14 a point for SSR unless you had a confirmed reservation.

I felt lucky getting my $15 before the change

 

[Girlstar30]

Many will state they aren't + if it has SSR on the contract. I could care less as I think SSR is peaceful but it all depends on the type of trip your taking.

I want to stay there to check it out but I feel like its a badge of honor to for us owners to own there and never stay there

Like Ha! Us resale owners didnt make a completely terrible decision and were staying at vgc next weekend, suckers!

 

[Girlstar30]

Right.

The thought process is 200 points direct allow more power at new resort like RIV where 150 even with bank and borrow + 24 OTUP is 324. Might not be enough for a spring trip

If you have all the points you need and for solely wanting to upgrade to one and two bedrooms for the next 28 years, I think ssr resale is great.

I just want to make sure I also have enough points for when it expires to still go or im fine with future me buying a hot new resort

 

[Chili327]

Rewriting our POLY now saves $650 compared to the last round.

Not going to lie. Some part of me wants to swap to SSR. I can get 200 points vs 150 points for the same amount of money.

Do you love SSR? Do you love Poly?

Never visited SSR.

We are fine with Poly if we are stuck there.

Buy where you don’t mind being stuck.

For what it's worth, I stayed for a week at Poly Tower a couple months ago (FW50) in a 2bdrm TPV and it was pure magic. The serenity of Bay lake with the MK backdrop was ... incredible. Not sure which other resorts will offer me that combination of serenity and accessibility. But, everybody has their preferences and no two DVC use cases are the same.

Seven Seas Lagoon?

For the first in forever I dont understand what you mean.

It’s an expression. lol

 

[Girlstar30]

I’ll be honest. When considering how many points a 1 BR and up cost at Poly, if I were booking a week stay and those were my two options, I’d probably pick SSR currently. In other words, I’d be more excited to try a full week at SSR than staying in PIT.

But, where to buy points is a different calculus. My 1-2 hour interest came to a pretty quick end after realizing that there just isn’t any benefit to home resort priority at SSR. Combined with the shorter contract, just hard to see it make sense for buying direct.

@Add-On-Itis - you were considering RIV at one point, right? If the direct points are primarily to use there, you may need less direct points because you’ll have an easier time accessing the resort view rooms. Just a thought. I seem to recall you’re ok with Poly, but don’t really love it.

I realized that the 50 free points of buying let's say 200 vdh points vs 250 at the same price just isnt worth it to give up all the positives of my preferred resort. With the amount of times I go ill probably use it every year and that will get me what 2-3 nights extra if I want in a studio vs all the negatives im taking on buying direct just isnt worth it to me. Now 100 extra points and now were talking!

 

[Girlstar30]

I'm afraid @Girlstar30 is going to cancel her contracts and want the Aulani discount.

Isn't she about to go to Aulani?

Hey now I would still be in the same incentive period, I wonder if its possible?

Maybe get another exception to slide in that discount?

Im sure a sweet, unknowing Aulani guide would innocently try to steal this hot mess express situation i have

 

[melissa70]

Soo I'll speak to this, not relevant to this argument but for one I do hope to still be alive in 2050 . But more importantly for me is I don't need just more points. Prior to buying Poly I was already at 600+ points which is a pretty healthy amount but more realistically what I wanted was to be able to guarantee a monorail resort when I want at 11 months. Poly does this, SSR does not.

This is also a luxury purchase, if I'm going to buy this thing, I'm going to get what I want rather than buy somewhere that I don't particularly care for. 50 dollars per point times my 200 points is 10k which is a good amount of money but over 40 years doesn't sound as bad.. what actually sounds bad is not getting what I want for the next 40 years and having to waitlist regularly. Then you add in the fact that Poly has an additional 12 years AND when resold, the price per point delta for direct Poly to resale is closer to 40-50 where as direct SSR to resale SSR drops 60-70. So to sum up, life's short, I'm going to buy what makes me happy LOL.

Agree 100%. But what if they truly are just sleep around points? Still not worth the save of 50 per point? I do agree with stay where you love but what if you already have points where you love and just want direct SAPs?

Ps I also hope to be alive in 2050.. just saying, getting my money back for my DVC that hopefully I used for a good many years won’t seem quite as important as saving thousands today

 

[eticketplease]

Agree 100%. But what if they truly are just sleep around points? Still not worth the save of 50 per point? I do agree with stay where you love but what if you already have points where you love and just want direct SAPs?

Ps I also hope to be alive in 2050.. just saying, getting my money back for my DVC that hopefully I used for a good many years won’t seem quite as important as saving thousands today

$50 a point is a significant savings I don't think anyone is arguing that. However that $50 is not really worth $50. I feel like it's one of those Bed Bath and Beyond coupons for 20% off everything in the store that was in our mailbox almost weekly. It was a great illusion trick as then you turn over the coupon and it shows that its not valid on the soft towels, 800+ thread count sheets except for twin XL but only when college shopping is not going on and basically anything in the store.

You have mentioned many times how you preferred BRV over CCV. You also mentioned that you hated resorts that had internal busses. (If this was a different Melissa I apologize as your avatar keeps changing and I can't remember) While it's certainly possible to book BRV at 7 months with SSR points do you really want to take the chance on not getting it and then "be" stuck at SSR with the bus loop?

I don't have a problem with anyone staying or owning at SSR but when you do the math you can see when that $50 catches up to you.
Not only from a monetary form but also alleviating stress in not having to see what is available at 7 months.

$150 after MB. - SSR

$198.33 after MB - poly

Using @Add-On-Itis numbers above for a 150 point contract for each you are looking at a cost of $22,500 for SSR & $29,749.50.

Looking if you were to sell it now with comparing contracts at dvcforless:
In its current state the lowest a PVB is selling 150 points for is $162 or $36.33 less per point than the direct contract
In its current state the lowest a SSR is selling 150 points for is $95 or $55 less per point than the direct contract

So if you bought SSR today and something unfortunate happens (which we all hope does not) and you have to sell in 11 days after buying it your $50 savings is completely gone while you would not be as bad off with a PVB contract.

These spreads will just continue to grow not only because of 2054 for the expiration of SSR but because with 2042 you lose BCV, BRV, BWV, HHI and VB to sleep around to putting more stress on you for those 12 years to try and sleep around to one of the other resorts. Yes it is true that since these are direct SSR points you wouldn't be locked out of any of the resorts the points charts just continue to rise and owners snatch up the lower priced rooms and better views leaving not much else available at 7 months.