Spending Spouses

[Biscuitsmom31]

Anyone married to a spender? How do you deal with it?

My husband is constantly wanting. Computer gadgets, hunting gear, this or that gizmo. I'm fed up. He actually spent $135.00 at Blockbuster the other day buying movies he's never seen and pokemon cards for the kids.

 

[Nancy]

When we first got married my husband was so cheap it wasn;t funny...I was the spender. NOW it is the opposite, I have to justify every penny I spend on items, which means I usually don't buy things or else I buy them and take them back...my DH has become a "toolie". He works part time at Home Depot as a second job and I swear he spends half his check there buying all the cool toys he sees at work.

 

[Stepharoonie!]

Anyone married to a spender? How do you deal with it?

My husband is constantly wanting. Computer gadgets, hunting gear, this or that gizmo. I'm fed up. He actually spent $135.00 at Blockbuster the other day buying movies he's never seen and pokemon cards for the kids.

Well, mine USED to be a spender, but he cut way back. He got his Playstation 3 that he wanted two weeks ago by trading in a ton of DVDs to Blockbuster We are on a strict budget since we're wanting to go on vacation at the end of the year, trying for a baby, want to get a house eventually. We do not go without, but we remind each other once in awhile when we start to get that itch (like that $60 Vera Bradley purse that I want, or those expensive Blue Ray discs that he wants)

 

[Aidensmom]

I take care of the budget, bills, and I give DH and I each a cash "allowance" each week to do with what we wish. Any other spending has to be discussed. DH knows I check the credit card balances almost daily (I've had a cc number stolen and used before), and that if he charges something we didn't discuss, I'll deduct it from his allowance.

I've been told on this board before I am overcontrolling for doing that, but in reality this is a plan DH and I came up with together, he knows that he is very bad about overspending and that I am good at keeping us on track, and it works well for us. It won't work for you if your DH doesn't think he has a problem with overspending.

 

[JadenLayne]

I'm the spender in our family. I'm forever finding something on ebay!

Worse than that though I'm forever wanting to go somewhere. We just got back from a cruise 2 weeks ago and I'm ready to go somewhere agin.

 

[luvwinnie]

Yes, DH is the spender but he's definitely improved in the past few years, thankfully.

 

[Pooh_Friend#1]

My soon to be DH is the spender. When we get married I am taking over the finances because he just can't seem to grasp that getting a coffee at Starbucks, a bag of chips at 7-11, cheesburger at McDonalds, a coke at Diamond Shamrock, etc almost every day adds up to a lot of money!!!!

 

[mamaprincess]

I'm a spendy spouse! Usually around Christmas, B-days (DDs), and WDW vacations other than that I reign the spending in.

 

[ElizK]

DH is a spender (or maybe "was" a spender). He's gotten MUCH better since we married nearly 19 yrs ago. Our solution was seperate checking accounts. He gives me an agreed on amount each week so that I can pay bills. He can do anything he wants with whatever he has left. It works for us.

 

[Acklander]

I'm the saver - DH is the spender. The way we work it is we each have our own money each week that we can do what we want with. This way I don't panic when he buys a bunch of "stuff".

 

[4greatboys]

Im the spender here

 

[Crankyshank]

DH used to be a total cheapskate, but has turned into quite the spender. He gets an allowance, and a little bonus when he works overtime, but he still uses his debit card like it's going out of style.

$5 here $3 there $10 for lunch - nothing major but it adds up quite a bit. Enough to throw my budget off by a few hundred dollars every month. Fast food places accepting credit cards was the worst idea ever for my budget

 

[DisneyAddict_M]

My ex-husband was. I handled it by divorcing him. Okay, so that's not why we divorced, but it was a contributing factor. My bf and I are both savers. It's great.

 

[zalansky]

My DH is a spender. He has had 16 cars since he started driving 20 years ago. Can you say negative equity? He also is guilty of buying bottled water, magazines, candies etc. when he just goes to get gas. He just went to Las Vegas and won $3000 and bought me a ring and a bracelet, the kids toys,a nd himself two pair of fancy shoes. Very nice of him but I would have loved some cash to pay off credit cards, too.

I pay all the bills and control most of the money. DH would be in bankruptcy if not for me. He is just clueless!! He equates things with happiness at times and I am really working on changing that, its a slow process but its working!

 

[cinmell]

I'm the spender but I'm getting better, a little better.

 

[Buckalew11]

DH is not usually a spender but when he does spend, watch out! It is usually big bucks ( who knew a bike could cost thousands of dollars and then all the goodies that go along with it.) He is very good about saving for something he wants and also selling something of value he has (like a gun) to purchase something big.
He doesn't spend $$ on food and drink and he never buys new clothes unless it is gear for his running, biking or swimming.

I am the spender at this house and I don't spend much. My wants are never as big as DH's dollar wise though (unless you count WDW trips and points, LOL)


Oh...I have had a lot of cars also. Too many. Don't take me to a car lot, I come home with one. I don't think I have ever went car shopping and didn't buy a new car. I got that from my dad. I am doing better now because I always wanted a Volvo and had one and got over that and went back to a Camry, which is my favorite car ofall to drive. New cars are no longer worth it for me.

 

[Yardbird]

Im the spender here

Really?

I'm the spender too.

 

[momof3disneyholics]

My DF is the spender. He likes to go out and spend money just because he is bored. I am definately the saver. I just get satisfaction out of seeing a nice bottom line in the checkbook more than having lots of stuff that was bought on impulse.

 

[SandraVB79]

My ex-husband was. I handled it by divorcing him. Okay, so that's not why we divorced, but it was a contributing factor. My bf and I are both savers. It's great.

It's one of the two main reasons why DBF and I broke up. He just keeps on buying all that expensive stuff.
(new couch: 4000 EUR, new bike (I don't even want to know), new golf clubs (don't want to know either), new plasma-television, ...) Worst thing: he doesn't work!!! Got laid off in a reorganisation of the company, got a nice amount of money because of tha, but he's just spending it all! He needs every latest gadget, multimedia-item, ...

I kinda like to spend too, but way within reason! I am not going into debt just to buy some regular items! (different for a car or house though)

 

[korbbec]

Anyone married to a spender? How do you deal with it?

We're not married...yet, but he is the spender. Thinks nothing of dropping $2000 on computer upgrades.

How do I deal with it? Like a child- I went and bought points in DVC. I use the computer, he WILL use my DVC. We're even.