So, does anyone have opinions on the excess of engagement/wedding rings?
I have some very strong and often unpopular ones.
My 1st marriage happened when I was 21 and lasted less than 6 months. I had a 7000 diamond and platinum ring/band combo and a 80K wedding. This was all to a man who was 10 years older than me, and who smacked me 1 week after the wedding. I left him that night. Took 6 months for the annullment to go through.
13 years later I am engaged to the man of my dreams. He's a devoted, loving, hard working, good man who treats me like gold.
He's also, for lack of a better phrase, dirt poor. And I could care less. I make enough to support myself, I don't need him to buy me fancy bling (which I don't like anyway). He makes enough to pay his bills and scrape by with enough left over for fun.
My thought has always been "would I buy this for myself with my money?" and if the answer is "no" than I don't want FI wasting his hard earned money on it.
So many women get ridiculously caught up in these multi thousand dollar rings and weddings that cost more than my car. It baffles me and always has. I didn't even want the first wedding...my mother did and paid for it. I had NO SAY in what happened. I showed up. That was it. Didn't even pick my own dress.
This time, FI and I are getting married on Halloween (my favorite day) in a gothic castle themed banquet hall (he does Ren Faires) and we're spending less than $3000 on the whole shebang, including our honeymoon to...location is secret...he'll tell me the morning on our way to the airport! My dress is being ordered online. It's my dream dress and it's $450 (which I feel guilty for spending). My FMIL is making our cake. Our friends are taking our pictures (they'll be better than stuffy pro ones, for sure). My engagement ring is a black diamond set in white gold. Perfect. He spent less than $500 CASH (not credit!) on it.
I'm all about thinking about our relationship and our financial security in life, and not how much bling we can afford. Personally, if I had that kind of $$, I'd choose to spend it on travel or buying a nice house.
I know at least 3 friends who married young, and are now divorced and still paying off their 1/2 of their exes debt, some of which includes engagement rings they no longer even have...
Maybe it's weird, or just this area, but around metro Boston, most of the women I know seem to be the breadwinner and the financially responsible ones, not the guys. Not a man slam--Just how it is in my circle. I know a lot of girls who are the main breadwinner. Also, of all the happily married couples we know, NONE (literally not a single one of our 4 close friend couples) of the girls have diamonds in their engagement rings. 2 have saphires, one has some sort of light green stone and I have a black diamond.