I just had a somber realization but I hope I am wrong.
I just purchased 150 Hilton Head points and booked a 2 bedroom unit for the June. For part of my stay the cost is 31 points a night for a weekday stay. But one of my nights enters into the higher season and it will cost me 38 points. Then there are the weekends which I decided to pay using case because the point cost if too high. Here is where I had my somber realization. The member cost for staying at Hilton Head is $145.50 a night for both weekday and weekend. Factoring in the cost of points based only on member fees it works out the same as paying cash and that is for a weekday points stay. If a cash stay equals the cost of members fees in the end why bother owning points? Don't get me wrong I like being able to stay using cash at a low rate but did I just waste money buying a contract at Hilton Head if I could have just paid for reservations using cash and the member discount? Why not own the minimum of 25 points and use cash for everything? It seems like if I paid for my entire stay using cash, being very very generous not to consider the high point cost of weekends, it would work out to spending the same on a reservation vs member fees.
Do you understand what I am trying to explain?
What is the upside to having these points now when I could just use cash. I know that the cash ressie price will go up but so will the member fees go up over time.

I just purchased 150 Hilton Head points and booked a 2 bedroom unit for the June. For part of my stay the cost is 31 points a night for a weekday stay. But one of my nights enters into the higher season and it will cost me 38 points. Then there are the weekends which I decided to pay using case because the point cost if too high. Here is where I had my somber realization. The member cost for staying at Hilton Head is $145.50 a night for both weekday and weekend. Factoring in the cost of points based only on member fees it works out the same as paying cash and that is for a weekday points stay. If a cash stay equals the cost of members fees in the end why bother owning points? Don't get me wrong I like being able to stay using cash at a low rate but did I just waste money buying a contract at Hilton Head if I could have just paid for reservations using cash and the member discount? Why not own the minimum of 25 points and use cash for everything? It seems like if I paid for my entire stay using cash, being very very generous not to consider the high point cost of weekends, it would work out to spending the same on a reservation vs member fees.
Do you understand what I am trying to explain?
What is the upside to having these points now when I could just use cash. I know that the cash ressie price will go up but so will the member fees go up over time.
