I likely cannot afford a BW (home resort) stay on cash either (I haven't really looked into it yet). I'm very ok with booking a mod with whatever discount I can get my hands on. I will be in WDW next month, I was thinking about a bounceback offer but I don't think one is available for October 2019. Another thought I had was to seek out a points transfer, double book and then rent out the points or the reservation I don't use. I'd assume I can break even on that...maybe lose paypal fees or something, but...?????
We bought APs specifically for 2 trips 10-11 months apart. I can't push to early Dec 2019 because of the kids school schedules and then my AP would expire mid Dec. So, I've got to make something work! We were going to skip 2020, but my family is super excited about SWGE, so we will make "sacrifices" if we miss it in 2019 lol
I definitely don't have the points to double book. I could maybe book 1 standard studio for Oct and 1 for Nov, and re-book the second studio I'd need as a P/G view after 11 months....but really, if we won't know until just a few months beforehand, even P/G won't likely be available. But I think that's where I'm going to start until I can figure it out. It's hard to think about since I'm still working on the details of my trip that's only 5-6 weeks away!!! I need to stop stalking / changing ADRs and FPs! lol