Then what was your point in asking PP whether it would be okay if a "new" refrigerator was missing a shelf? Your comment there makes no sense, if you weren't implying that the coverage should use "new" as a standard for reasonable consideration of the coverage provided.I didn't say her fridge should be "like new."
I pay a lot of money for everything, it seems. I think it is human nature to feel like every price you pay is high. It's a meaningless assertion; nothing more than an appeal to emotion, and that sort of thing leads more people down into making bad choices, like buying protection plans, than saves people from making such bad choices, IMHO. The price is the price. The service provided is the service provided. The terms and conditions outline the parameters, and our courts are the reasonable and customary venue for working out differences when they cannot be worked out through direct negotiations between the parties. Nothing about the price trumps any of that.But she's been paying a LOT of money for a service plan.
Of course, but the question is what is "non-functioning". That's evidently a matter of dispute, at this point. The point I made further is that such determinations are not automatically "whatever the customer says is non-functioning is non-functioning". There is a process for drawing disagreements about such things to a resolution. Assuming the end-result gets us back into the thinking that, as I alluded to earlier in this reply, results in folks making bad choices.I don't think it's wrong to expect non-functioning features to be repaired under that plan.
I have a different reason: Because the whole point is to make money by selling the warranties. You're obviously going to pay more that way, than just paying for the service you need.But this is why I never, ever buy extended warranties.
The only exceptions I make are cases where I couldn't afford to pay for unforeseeable repairs that may occur, or where having a service contract jumps me to the front of the line for service. That's a value-add that I place a higher value on than most people, so therefore the premium I'm charged is likely to be closer to how much it is worth to me than to other people.