I've had it work and not work.. here is what I did last time where it finally worked
1: Paid in full over 1 week before arrival (room reservation only don't have to pay in full until check in).
2: you have a saved credit card in your account and have set a pin number for purchases (
mde -> my profile -> payment methods)
3: you have a mobile phone and email in your account (mde -> my profile -> contact information)
4: you have a magic band in your account.
5: complete online check in or go in and submit it again after 1-3 are completed. 4 will add itself when your bands ship (I noticed it wasn't fully completed after I made the last payment).
From this point, everything will say you still have to visit the front desk but 7 days before you arrive an email will come saying you will get a txt and can go directly to the room bypassing the front desk. I was incredibly paranoid waiting for the txt because I was on property for several hours prior to my room being ready and there is no notification that everything is ok until the room txt comes. Many report they have the txt prior to boarding their planes or as they turn their phone back on when landing.
EDITED TO ADD: That list came from the you can bypass email I got last trip where it listed most of them as what was needed to qualify. I'm not sure if there is an email saying you need to add them to quality.
Side tips:
- If you have friends/family with their own MDE account and have a food plan purchased under your account, you'll probably need to get the pin reset on before it will work for everyone.
- same goes for bill the room purchases and the pin number for them to use it if desired.
- you can still pay incidentals with gift cards just remember your billed roughly every $1000 but that varies so inquire with the resort on the best way and when to pay with your gift card(s).
- If you are planning to head to the parks or use the meal plan before you get the txt with room number, stop at guest relations to have your tickets and meal plan activated. They do not activate until you have a room assigned if it was a package deal. Standalone tickets will work right away. (guest relations takes 5-6 minutes to activate, available at every park entrance and disney springs.