We had an older couple at our dinner table that flew down the same day as the cruise. Their flight was delayed and their luggage missed the connection in Atlanta. They discovered this as their bags did not come off the carousel in baggage claim at MCO.
Unfortunately, they had not packed a change of clothes, or their bathing suits in their carry-on... They did have their medications and toiletries.
I felt badly for them, as their luggage was being forwarded to St. Maarten. They were forced to wear Mickeywear (T shirts, gym shorts purchased in Mickey Mates) until Tuesday, when they arrived in St. Maarten. She paid $100 for a bathing suit in Treasure Ketch. I didn't hear if they got re-imbursed for expenses. I hope they did...
A lesson learned - always pack your bathing suits, change of clothes and the important stuff in a carry on. You never know...