September UY, Booking Question

[js]

Hi.

Can someone please confirm if I can book the following using my points and borrowing.

I have a September UY.

For a stay, October 2022, I can use all my points in my September 2022 UY.
For a stay, February 2023, I can borrow, as of now, 50% of my September 2023 UY.
For a stay, September 2023, I can use the remaining points from September 2023 and borrow, as of now, 50% of September 24.

Is above correct? I'm trying to figure out my upcoming trips.

Thank you VERY much!

 

[Marionnette]

Hi.

Can someone please confirm if I can book the following using my points and borrowing.

I have a September UY.

For a stay, October 2022, I can use all my points in my September 2022 UY.
For a stay, February 2023, I can borrow, as of now, 50% of my September 2023 UY.
For a stay, September 2023, I can use the remaining points from September 2023 and borrow, as of now, 50% of September 24.

Is above correct? I'm trying to figure out my upcoming trips.

Thank you VERY much!

Yes, that looks right.

Think of it as your year running from September 1 to August 31 every year. Any reservation that falls inside of September 1, 2022 - August 31, 2023 uses points that are in your Sept 2022 UY.

 

[js]

Yes, that looks right.

Think of it as your year running from September 1 to August 31 every year. Any reservation that falls inside of September 1, 2022 - August 31, 2023 uses points that are in your Sept 2022 UY.

Thank you very much for your quick response. I consider myself fairly smart but my brain just shuts down when I'm trying to figure out the banking (which NEVER has happened in 13 years and never left a point on the table LOL) and the borrowing.
I'm a rare one that is mildly happy with the 50% borrow rule, it has kept me in check, I use to be a year behind LOL

Thanks again!

 

[js]

Sorry, me again.
If I needed to borrow a few points in October 2022 from my September 2023 UY, I can do this as long as not over 50%, is this correct?

 

[Sandisw]

Sorry, me again.
If I needed to borrow a few points in October 2022 from my September 2023 UY, I can do this as long as not over 50%, is this correct?

Yes. This is the easiest way for me to figure it all out. I first figure the UY my trip happens. Then I know any trip can be booked with banked points from the UY prior to the trip, points from the UY of the trip and borrow, up to 50% to finish the reservation from the UY after the trip.

Since both an Oct 2022 and Feb 2023 trip are in your Sept 2022 UY, those trips can use banked 2021, 2022, and borrowed 2023 points, up to the 50% allowed.

Just remember it’s a total of 50% for any and all trips during that UY.

 

[js]

Yes. This is the easiest way for me to figure it all out. I first figure the UY my trip happens. Then I know any trip can be booked with banked points from the UY prior to the trip, points from the UY of the trip and borrow, up to 50% to finish the reservation from the UY after the trip.

Since both an Oct 2022 and Feb 2023 trip are in your Sept 2022 UY, those trips can use banked 2021, 2022, and borrowed 2023 points, up to the 50% allowed.

Just remember it’s a total of 50% for any and all trips during that UY.

Fabulous!
Thank you so much! I so appreciate all your help!

Taking my grandson for the first time so trying to stay at GF, BLT or Poly for the first half of the trip while my
daughter and grandson are there and then move for the week to another location.