I agree, the insurance companies are pricing people into not having insurance. What is the story with the government health plans, does anyone know? We are so lucky that Rick works for the city, so gets Blue Cross for cheap, something like $75 a month for medical, dental, and vision for family now, and $15 copays for dr visits, etc. If we had to have through my job, the insurance premiums are something like $500 per month, plus you have to meet a $5000 deductible before the insurance pays a penny. It is insane!