So, I was doing some budgeting, and realized I spend about $250.00 per month on cigarettes. (Please, no flaming, I know all the health risks, thta is not the point of this thread).
I have decided to quit smoking,and I think I found a way to achieve that goal. For every day that I do NOT buy a pack of cigarettes, I am transferring the equivalent amount into a savings account. That way, I can see a decent increase on a daily basis. And if I slip up, I'm not a failure, I just don't get to put any money in the savings account that day-and it motivates me to NOT buy any the next day, because I want the money in my savings account instead!
In addition, I am also doing the 52 week challenge and putting it in the same account. You put in $1 on week one, $2 week 2, etc. At the end of the 52 weeks, you have over $1300. I figure between that and savings from smoking, I could have approximately $4100.
And what am I planning to do with that money? DisneyWorld! We had decided we are not taking a vacation next year, based on other things we want to do, however, this is money that would have otherwise been spent on something nasty. So I'm considering it a reward for quitting smoking. If I don't quit, I won't have enough money for the vacation.
Just a suggestion for others who may be thinking of quitting-you're taking money already allotted for and putting it to a better use. There are other ways to reward yourself of course (lump sum payment on a debt, home renos,etc), just thought I'd share my savings plan
I have decided to quit smoking,and I think I found a way to achieve that goal. For every day that I do NOT buy a pack of cigarettes, I am transferring the equivalent amount into a savings account. That way, I can see a decent increase on a daily basis. And if I slip up, I'm not a failure, I just don't get to put any money in the savings account that day-and it motivates me to NOT buy any the next day, because I want the money in my savings account instead!
In addition, I am also doing the 52 week challenge and putting it in the same account. You put in $1 on week one, $2 week 2, etc. At the end of the 52 weeks, you have over $1300. I figure between that and savings from smoking, I could have approximately $4100.
And what am I planning to do with that money? DisneyWorld! We had decided we are not taking a vacation next year, based on other things we want to do, however, this is money that would have otherwise been spent on something nasty. So I'm considering it a reward for quitting smoking. If I don't quit, I won't have enough money for the vacation.
Just a suggestion for others who may be thinking of quitting-you're taking money already allotted for and putting it to a better use. There are other ways to reward yourself of course (lump sum payment on a debt, home renos,etc), just thought I'd share my savings plan
. I decided that I wanted to participate in a RunDisney event someday. I figured a 5K was a lofty goal because 3 miles seemed like a long distance to run. Well, after training for about 2 months using a couch-to-5K program, I was able to run 3 miles non-stop
. At that point, I decided to really push myself. If I could go from not being able to run at all to running 3 miles in less than 2 month's time, I could do a 1/2 Marathon in 9 months
. I signed up for the W&D 1/2 Marathon and paid a $160 non-refundable fee. So now, I have no choice...I get up at 4am and run...I run if it is 20 degrees or 90 degrees...I run if I am tired...I run if I am sick...but darn it, I will finish that race
My friends think I am crazy
, but I tell them I am just really motivated. If it takes a Disney trip to motivate you to quit smoking/lose weight/get in shape/or whatever...then just do it!!
