Nabas
DIS Veteran
- Joined
- May 5, 2013
- Messages
- 3,301
So Riviera is 50-point minimum?
And financing it's 50?
But cash it's 25?
So confusing!
So Riviera is 50-point minimum?
I think some resorts are 50, others are 25. One of the mods will know for sureI hope you are right.
I read recently on disboards that it now was 50. Maybe that only applied to financing.
I'm hoping one of the DVC mods can step in and correct me if what I read was wrong!
Note: DVC News has 25 points listed.
I think that’s what the guide said.So Riviera is 50-point minimum?
And financing it's 50?
But cash it's 25?
So confusing!
I guess being a direct owner, I see a value in having the unrestricted points. For $900, I'd rather have the option to use these with my Riviera points for Riviera or some future resort. If I didn't own the direct points already, 30 unrestricted points wouldn't help me much, so I guess it wouldn't matter.
I believe at all resorts EXCEPT RIV, it's 25 cash and 50 to finance. At RIV, I beleive it's a flat minimum of 50 points, cash or finance.I think that’s what the guide said.
I will buy direct instead of paying $205 for 30 points. Also you don’t have to wait 2 - 3 months for the contract plus you will receive the 2020 points.$205 for a 30 pt BLT seller unwilling to negotiate at all....FP only.... this is really something!
Trying to be patient but with every day getting closer to buying direct with no restrictions.
Its not stripped, there's 1 point from 2020 still....They want $155 on 25 point striped SSR contract![]()
So that’s a good point...if I added direct with a Dec UY (current) I’d get the 30 for ‘20 and 30 for ‘21. The only thing I need to be careful with is the banking deadline which I believe is next mo. Also I know I used my chase Disney visa for deposit on my direct CCV a few years back. I’ve a got decent Amount of Disney reward dollars in the bank now. Anyone know if I could use that towards cash purchase and or does payment need to be made using a single payment method? I know the reward dollars can be used towards dues.I will buy direct instead of paying $205 for 30 points. Also you don’t have to wait 2 - 3 months for the contract plus you will receive the 2020 points.
I don't think you can use reward dollars to buy DVC. I am not sure what you mean by single payment method. I used my Disney Visa to pay the entire 125 point BLT contract in 3 different transactions. I would just pay off the balance each time then pay more. Also 6 month no interest on DVC purchase.So that’s a good point...if I added direct with a Dec UY (current) I’d get the 30 for ‘20 and 30 for ‘21. The only thing I need to be careful with is the banking deadline which I believe is next mo. Also I know I used my chase Disney visa for deposit on my direct CCV a few years back. I’ve a got decent Amount of Disney reward dollars in the bank now. Anyone know if I could use that towards cash purchase and or does payment need to be made using a single payment method? I know the reward dollars can be used towards dues.
So that’s a good point...if I added direct with a Dec UY (current) I’d get the 30 for ‘20 and 30 for ‘21. The only thing I need to be careful with is the banking deadline which I believe is next mo. Also I know I used my chase Disney visa for deposit on my direct CCV a few years back. I’ve a got decent Amount of Disney reward dollars in the bank now. Anyone know if I could use that towards cash purchase and or does payment need to be made using a single payment method? I know the reward dollars can be used towards dues.
I am not sure what you mean by single payment method.
I’ve a got decent Amount of Disney reward dollars in the bank now. Anyone know if I could use that towards cash purchase and or does payment need to be made using a single payment method? I know the reward dollars can be used towards dues.
I've never heard that you can use the reward dollars for dues either. You can use gift cards for those though.
I was thinking of adding direct and doing this. Good to know that it is possible to do so.@dfan_welcomehomeall_19 You can use multiple payment options when buying direct.
I have one direct contract. I put two payments on my Disney Visa so they would fall into two different payment cycles. I put one payment on another credit card that had 10 months at 0.9% APR. I financed the rest through Disney so I could keep more cash fluid, but I'm paying it off within a year.
You can't use your rewards points, but you can use your Disney Visa and earn more reward points that way.So that’s a good point...if I added direct with a Dec UY (current) I’d get the 30 for ‘20 and 30 for ‘21. The only thing I need to be careful with is the banking deadline which I believe is next mo. Also I know I used my chase Disney visa for deposit on my direct CCV a few years back. I’ve a got decent Amount of Disney reward dollars in the bank now. Anyone know if I could use that towards cash purchase and or does payment need to be made using a single payment method? I know the reward dollars can be used towards dues.
Unless they changed it from last year when I asked about a 25-point add-on at CCV, it’s both RIV and CCV that require a 50-point minimum add-on.I believe at all resorts EXCEPT RIV, it's 25 cash and 50 to finance. At RIV, I beleive it's a flat minimum of 50 points, cash or finance.
I’m also planning on taking advantage of the 6 month no interest. I’ve been confirmed numerous times by my DVC guide and Chase customer service on this matter. I hope there’s no”glitch”. LolYou can't use your rewards points, but you can use your Disney Visa and earn more reward points that way.
We used our Disney Visa and split the payments over two billing periods. They also offer 0% financing for six months, but the system wasn't working properly and they wound up charging me interest which they KNOW they have to refund because of the "glitch." We wound up paying off the Riv contract in like 3 months, but I'm still waiting for the interest fees refund, so YMMV with that one.