Lets say you get it from Disney at 210 for the same UY. You would get 2020 points, and then you could sell those points for 16 dollars per point. Your new cost is 194 per point compared to 201 per point for resale (plus closing costs in both cases which should be comparable)
Agreed, no judgment! But there are some thoughts to consider while in the 10 day rescind period-- buying direct would mean points in your account by tomorrow, last year's points, and a shiny new magnet and backpack.
