Riddle me this...

[MrsBooch]

I have an AUG UY
I want to book a trip FOR Aug 2021
I have to book that trip 7 months prior to Aug 2021
Can i use all of my Aug 2021 points even though I will be booking in Aug 2020 UY?

*bearing in mind the 50% borrowing restriction is still in place...

 

[Novatrix]

I think you have some definitions mixed up.

If the trip falls in your 2021 use year, which the trip you described would, the booking will default to using 2021 points UNLESS you have banked 2020 points. (Note, you would have to have manually banked 2020 points, the programming will not presume to mind read your intentions.) The default points are taken from the year the reservation falls in, not the one it's booked during.

There is currently no restriction on the number of points you can bank. Why are you concerned about the 50% borrowing limit?

Why aren't you booking your home resort at 11 months, then looking to switch at 7 months?

 

[Sandisw]

It’s all based on the trip and not when you call,

Easiest way for me is to first figure out the UY of the trip...then I know I can pay for that trip with banked points from the UY prior to the trip, points from the UY of the trip, and borrow, currently up to 50% of the contract, to complete the booking,

So, as noted, an Aug 2021 trip falls in your 2021 UY. No matter when you call, you can used banked 2020, 2021, and borrow from 2022 to get it booked.

 

[MrsBooch]

I think you have some definitions mixed up.

If the trip falls in your 2021 use year, which the trip you described would, the booking will default to using 2021 points UNLESS you have banked 2020 points. (Note, you would have to have manually banked 2020 points, the programming will not presume to mind read your intentions.) The default points are taken from the year the reservation falls in, not the one it's booked during.

There is currently no restriction on the number of points you can bank. Why are you concerned about the 50% borrowing limit?

Why aren't you booking your home resort at 11 months, then looking to switch at 7 months?

Ok! I mean, I thought it was pretty clear that I didn't know whether or not it mattered WHEN I booked the reservation but that's fine - I understand now.

To answer your q's -

I'm not booking my home resort at Copper Creek at 11 months and switching at 7 months because I'm trying to go to Vero Beach with all of the Grandparents in our family for a 2021 summer beach vacation. If we can't, for whatever reason, get the rooms I need for Vero for a beach vacation- they will not be on board for a WDW vacation as a replacement....also why would that matter?

I was concerned about the 50% borrowing limit because, as I said, I was confused about the pulling of points. If they considered it borrowing when I called in my 2020 UY to book a 2021 UY vacation - I was nervous that they would use 2020 points and then only half of my 2021 points. Does that make sense? Obviously I was confused - which is why I asked the original question....

 

[MrsBooch]

It’s all based on the trip and not when you call,

Easiest way for me is to first figure out the UY of the trip...then I know I can pay for that trip with banked points from the UY prior to the trip, points from the UY of the trip, and borrow, currently up to 50% of the contract, to complete the booking,

So, as noted, an Aug 2021 trip falls in your 2021 UY. No matter when you call, you can used banked 2020, 2021, and borrow from 2022 to get it booked.

Perfect - that was exactly what I was not certain about - thank you so much!!

 

[Deb & Bill]

Ok! I mean, I thought it was pretty clear that I didn't know whether or not it mattered WHEN I booked the reservation but that's fine - I understand now.

To answer your q's -

I'm not booking my home resort at Copper Creek at 11 months and switching at 7 months because I'm trying to go to Vero Beach with all of the Grandparents in our family for a 2021 summer beach vacation. If we can't, for whatever reason, get the rooms I need for Vero for a beach vacation- they will not be on board for a WDW vacation as a replacement....also why would that matter?

I was concerned about the 50% borrowing limit because, as I said, I was confused about the pulling of points. If they considered it borrowing when I called in my 2020 UY to book a 2021 UY vacation - I was nervous that they would use 2020 points and then only half of my 2021 points. Does that make sense? Obviously I was confused - which is why I asked the original question....

Book your home resort if you can't get that VB booking at seven months out. Multiple villas or trying for a Beach Cottage at seven months out might not be possible. Better would be to rent out your points (or just use them yourself) and pay cash for a condo on a Florida Gulf Coast beach. Nicer beaches, warmer water, not as many sharks.

 

[MrsBooch]

Book your home resort if you can't get that VB booking at seven months out. Multiple villas or trying for a Beach Cottage at seven months out might not be possible. Better would be to rent out your points (or just use them yourself) and pay cash for a condo on a Florida Gulf Coast beach. Nicer beaches, warmer water, not as many sharks.

is there that much of an issue booking VB at 7 months?

I routinely book HHI at 7 months without a problem - 1 and 2 bedrooms.

I'm just trying to do a 2 bedroom and any type of studio at VB.

 

[Deb & Bill]

is there that much of an issue booking VB at 7 months?

I routinely book HHI at 7 months without a problem - 1 and 2 bedrooms.

I'm just trying to do a 2 bedroom and any type of studio at VB.

Summertime, yes.

 

[Novatrix]

If we can't, for whatever reason, get the rooms I need for Vero for a beach vacation- they will not be on board for a WDW vacation as a replacement....also why would that matter?

The only reason why it would matter would be if you were trying to book a WDW resort.

I asked because a lot of new members don't realize that they should book their home resort and then switch at the 7 month mark or risk being shut out of their dates. This does not apply at the non-WDW resorts, unless wherever you own is an acceptable alternate trip. (Which in your case it isn't.)

Also, use of 2020 UY points on a 2021 UY reservation is called banking, which there is currently no limit on. If you needed to borrow from UY 2022, that is limited to 50% of that year's points.