Resort stay money go towards down payment when buying direct?

mressler12

Earning My Ears
Joined
Mar 3, 2019
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I recall watching a You Tube video on DVC where the person said that they had booked a cash resort stay and when they did the DVC tour and purchased they were able to apply the money they paid for the room as down payment toward the DVC contract. Looked around but can't find anywhere that states this. Wanting to get rooms for September booked ASAP while there is availability but didn't know if it would be possible to apply towards DVC.
 
If Disney does this, I would expect you not to receive the points for the current year or next year (how many ever points it would cost for that room)
 
I recall watching a You Tube video on DVC where the person said that they had booked a cash resort stay and when they did the DVC tour and purchased they were able to apply the money they paid for the room as down payment toward the DVC contract. Looked around but can't find anywhere that states this. Wanting to get rooms for September booked ASAP while there is availability but didn't know if it would be possible to apply towards DVC.
At one time (a long time ago), this was offered as an incentive to buy. It is no longer offered.
 
And hasn't been for at least 10 years. If they do this, it will be your sign that the recession is really really bad.
 

I could truthfully see them bringing this back. Short term Disney will have 25 to 50% normal capacity the need need to up sell goods, merchandise and DVC will be considerably harder. This would help them be able to target people at Disney for DVC sales. I see all types of new campaigns and or ideas coming out of Disney.
If you had a $2k to $5k hotel stay booked that would be a significant reduction in the amount people had to finance or pay off for a DVC contract.
 
I don't think they still do this; however nothing would prevent you from cancelling a planned resort stay and moving that money towards a DVC Purchase. With some luck there is a chance you could even convince them to give back the couple hundred deposit; but even if they won't thats such a small % to worry about.

DVC will pull villas from their cash inventory, to give a "Welcome Home" visit for new buyers (using your points of course); but it gets around the availability problem. Normally you don't get to pick the Deluxe Villa location; but given COVID I am willing to bet there will be a surplus of cash villas available to be pulled for a welcome home.
 
I don't think they still do this; however nothing would prevent you from cancelling a planned resort stay and moving that money towards a DVC Purchase. With some luck there is a chance you could even convince them to give back the couple hundred deposit; but even if they won't thats such a small % to worry about.

DVC will pull villas from their cash inventory, to give a "Welcome Home" visit for new buyers (using your points of course); but it gets around the availability problem. Normally you don't get to pick the Deluxe Villa location; but given COVID I am willing to bet there will be a surplus of cash villas available to be pulled for a welcome home.
Thats a great idea. Thanks!
 
I don't think they still do this; however nothing would prevent you from cancelling a planned resort stay and moving that money towards a DVC Purchase. With some luck there is a chance you could even convince them to give back the couple hundred deposit; but even if they won't thats such a small % to worry about.

DVC will pull villas from their cash inventory, to give a "Welcome Home" visit for new buyers (using your points of course); but it gets around the availability problem. Normally you don't get to pick the Deluxe Villa location; but given COVID I am willing to bet there will be a surplus of cash villas available to be pulled for a welcome home.

Just to add for others, this only applies to direct purchases from Disney as a brand new owner,

If someone buys resale, they get no Welcome Home visit. If they are an owner already and add on direct, no Welcome Home visit with those new points.
 
And you have to ask for the welcome home booking before making any reservation yourself.
 
Question if the economy doesn’t bounce right back do you see Disney lowering the amount of direct points necessary to receive a blue card? They did this before I bought in at 150 minimum in 2005 then when AKL opened it was 160 then it went all the way down to 50 at one point and as the economy boomed it went to 75 and then 100!
 
Question if the economy doesn’t bounce right back do you see Disney lowering the amount of direct points necessary to receive a blue card?

No. Absolutely not.

The difference between minimum purchase and minimum points for a blue card already exists and will be maintained. They will provide incentives, not reduce ownership requirement.
 
Question if the economy doesn’t bounce right back do you see Disney lowering the amount of direct points necessary to receive a blue card? They did this before I bought in at 150 minimum in 2005 then when AKL opened it was 160 then it went all the way down to 50 at one point and as the economy boomed it went to 75 and then 100!

I think what you've described is minimum purchase per resort for initial buy-in. Direct points necessary to receive a blue card was 75 points before September 2019. After that, Disney increased it to 100. The direct points needed for a blue card only went up and never went down. (Meaning, you could have bought 200 points resale and a 50-point add-on and still would not get Blue Card benefits. You have to buy at least 100 points direct to get Blue Card benefits.)
 
Question if the economy doesn’t bounce right back do you see Disney lowering the amount of direct points necessary to receive a blue card? They did this before I bought in at 150 minimum in 2005 then when AKL opened it was 160 then it went all the way down to 50 at one point and as the economy boomed it went to 75 and then 100!

When the minimum purchase went down, there was no difference between resale and direct for blue card benefits,

That came into play years later in 2016.
 
I think what you've described is minimum purchase per resort for initial buy-in. Direct points necessary to receive a blue card was 75 points before September 2019. After that, Disney increased it to 100. The direct points needed for a blue card only went up and never went down. (Meaning, you could have bought 200 points resale and a 50-point add-on and still would not get Blue Card benefits. You have to buy at least 100 points direct to get Blue Card benefits.)
Actually initial buy in started at 230 for OKW when it first went on sale that was the initial buy in requirements went down to 150 which was in 2005 when I joined as a full member then went down to 75 in the big recession and went back up a few years ago so Disney does use this as a recruitment tool to encourage direct purchases! I was thinking if the economy is slow to recover they might go back to iit
 
We got that deal in Oct 1997 when we bought into DVC at OKW. We had OKW, BWV, HHI and VB to choose from. With the much higher price they are asking for points now than in 1997, your stay might not be enough for a down payment.
 
We got that deal in Oct 1997 when we bought into DVC at OKW. We had OKW, BWV, HHI and VB to choose from. With the much higher price they are asking for points now than in 1997, your stay might not be enough for a down payment.

We were offered the same in 1997, but we declined to join back then because, while we had jobs, we were also still in college and it didn't seem a wise financial decision. Makes me a little sad in hindsight, as not only would we own at BWV (where we were considering) but we'd have certainly gotten our money's worth, as we've been to Disney so many times since then! Only took us 22 years to finally pull the trigger, lol.
 
Applying the amount of your Disney hotel stay to the down payment for DVC if you purchased while at WDW was the applicable method of discounting the purchase during several years in the 1990s, and as far as I can remember, has not been used since the later years of the 1990s when it was replaced by a discount method under which members got an amount off the purchase price by giving back their first year points.
 



















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