I want to make a reservation for early December at my home resort BCV. I would like a 2 bedroom. I know I will need to use banked and borrowed points to do this. I haven't closed on my purchase yet. My question is: do I have to wait until after I close before I can make this reservation? I know I can't bank or borrow until after I close, but am I correct in thinking that as long as I will have the points in December that I can call MS now? Thanks!!