Resale use year?

[intamin]

Can I call MS and have them transfer the points and then make the reservation? What is the downfall of this. The resort is BWV which I know books up quick. Would I lose time by having to go through MS?

The downfall I think is just the hassle of having to get those points transferred. Also keep in mind those transferred points retain their original use year. I thought about having another UY contract on my home resort as well but it just seems like a lot of work. All that being said, I have another resort now with another UY that are separated by 1 month. My plan is to treat the contracts separately. Book resorts at the 7 month mark with each of them separately and then have MS link the two together if necessary and minimize the number of transfers I do. You're allowed to transfer to or receive from another account one time per year. So any leftovers I would consider just banking forward or transferring like 2-10 points.

Edit: I suppose the problem you run into is because they're 2 separate contracts/UY, you can't book all of it at once so you'd potentially have to do the first however many days on one contract and then do the remainder on the other one in a few days, unless MS is able to pull some strings to book the second half of the trip for you even though it's within that 7 day timeline.

 

[Craho]

You would have to call them for the transfer so depending when/what you are booking then yes you could lose time. I would think you could call in ahead of time and have the points transferred, but someone else will have to chime in as I’ve never done that. I also believe there is a limit on number of transfers, but I’ve seen reports where that doesn’t seem to apply when it’s between your own memberships.

ETA: you can’t transfer banked or borrowed points as well

So this probably would not work for me as I will always want to bank and/or borrow…they are both smaller contracts. It seems much more complicated with two UY’s if you want to combine the reservation which is what we would do every time.

 

[SLThomas318]

So this probably would not work for me as I will always want to bank and/or borrow…they are both smaller contracts. It seems much more complicated with two UY’s if you want to combine the reservation which is what we would do every time.

I agree it wouldn’t work well. It seems like 2 use years work best when they can function on their own. If you want to combine and have a larger pool of points then def stick with one use year.

 

[intamin]

So this probably would not work for me as I will always want to bank and/or borrow…they are both smaller contracts. It seems much more complicated with two UY’s if you want to combine the reservation which is what we would do every time.

Yeah.. just stick with one UY if it's the same home resort. The only reason I'm doing my second on a different UY is because it's a different resort and the contract type is not readily available. Otherwise I'd say screw it, I'm okay with paying a little more per point to avoid having to deal with the hassle through MS. You're also less likely to have straggler points that you can't do anything with or don't fit your schedule and will likely save money that way.

 

[Sandisw]

Ok help me understand. I have an August UY and am thinking about buying sane resort September UY. If I want to book a trip for say, next Feb 2024, I would have all of my points but can I make the entire reservation at once? Do I have to call and have a CM transfer points from once auto the other?

Two different memberships which means you only get to book one single reservation if you transfer points.

You can call and transfer the points ahead of time, but they do not work online during the home resort period so it would require you to book what you can with the points not transferred and then call at 9:00 am to have them finish it up with the transferred points.

Once transferred, you can’t borrow those points and banked points can not be transferred…although they seem to have recently allowed banked points to be transferred for owners of multiple memberships…but they don’t have to and that could change so you never want to count on it.

Even when transferred they retain their own UY so banking deadlines stay the same. What they do is create a temporary contract to hold them and it’s not easy to keep track as that only shows up when trying to book, so you do need to keep detailed information.

We don’t typically transfer points and just book for different trips or split stays so it’s easier. And then just ask MS to link so we don’t have to change rooms…and we never have.

 

[SkampyOne]

In the same boat trying to figure UY for potentially 2 resale contracts. Has anyone had success managing reservations using each almost as if it was their only contract? Maybe a bit of banking/borrowing, but trying to keep close to the #of points? There are two main times of year I see myself travelling, hence wanting different banking/use by windows. I get the PITA of transferring and then remembering original banking/use by deadlines and wondering if there are folks disciplined enough to manage each on their own, and do it successfully?

 

[intamin]

In the same boat trying to figure UY for potentially 2 resale contracts. Has anyone had success managing reservations using each almost as if it was their only contract? Maybe a bit of banking/borrowing, but trying to keep close to the #of points? There are two main times of year I see myself travelling, hence wanting different 11 month windows. I get the PITA of transferring and then remembering original banking/use by deadlines and wondering if there are folks disciplined enough to manage each on their own, and do it successfully?

I honestly think thats the best way to go about it is to just treat them as separate contracts. Reduce the number of transfers you do if any. Technically you can only transfer/receive once per year although I’ve heard MS sometimes doesn’t it count it if they’re both your accounts but YMMV.

 

[SkampyOne]

Technically you can only transfer/receive once per year although I’ve heard MS sometimes doesn’t it count it if they’re both your accounts but YMMV.

Ooooh was not aware of this - clearly still earning my ears Thanks for the heads up! With the amount of time I've put into this, I feel like I should earn a degree or something

 

[CarolMN]

In the same boat trying to figure UY for potentially 2 resale contracts. Has anyone had success managing reservations using each almost as if it was their only contract? Maybe a bit of banking/borrowing, but trying to keep close to the #of points? There are two main times of year I see myself travelling, hence wanting different 11 month windows. I get the PITA of transferring and then remembering original banking/use by deadlines and wondering if there are folks disciplined enough to manage each on their own, and do it successfully?

Using them separately is the only way that I personally would consider more than use year. Booking is a pain if you have to transfer, and because we tend to go during popular times and prefer the less expensive villas, it would be easy to get shut out if a transfer is needed. I'd do more than one use year to either go every other year (by banking & borrowing) or to do two trips per year.

 

[D-Trick]

In the same boat trying to figure UY for potentially 2 resale contracts.

There are two main times of year I see myself travelling, hence wanting different 11 month windows.

You didn't specify which resorts the 2 resale contracts you are considering are for. They must be for different ones, correct?

UY has no affect on the 11th month window, only the date of availability of points.

 

[SkampyOne]

You didn't specify which resorts the 2 resale contracts you are considering are for. They must be for different ones, correct?

UY has no affect on the 11th month window, only the date of availability of points.

Yes, two different resorts - I should have clarified that my concern about UY has more to do with the banking & use by dates in case I have to cancel something after the banking deadline, and having fresh points for when I want to travel at the other time of year. The two different resorts is to have more than one 11 month window to hopefully snag preferred room type (studios) at different times of the year. It's a LOT to wrap one's head around!!!

 

[D-Trick]

Yes, two different resorts - I should have clarified that my concern about UY has more to do with the banking & use by dates in case I have to cancel something after the banking deadline, and having fresh points for when I want to travel at the other time of year. The two different resorts is to have more than one 11 month window to hopefully snag preferred room type (studios) at different times of the year. It's a LOT to wrap one's head around!!!

I have one UY for 3 resorts, and never have I considered a different one.

I've seen my travel habits change drastically since joing DVC years ago. I now often find myself traveling in the final month of my UY-- a huge no-no to a majority of this forum. Will I sell and buy a new UY? Of course not, because my habits could very well change back but who knows.

Only you know your personal travel habits. Do you cancel trips often? Are you and your family pretty healthy (generally speaking)? I'm a west coaster, so my trips to FL have zero spontaneity and never have I canceled at the last minute. That's not to say it won't happen, but I'll cross that bridge if and when I get there.

The insurance of being able to cancel early in a UY and still bank is great, but for me personally it does not outweigh the ease of a single UY.

 

[intamin]

Hrmm kinda furthering discussion, so now I'm basically an owner of AUL resale with a March UY and RIV with an April UY. In terms of adding on future WDW resorts (I'm considering AKV) would you guys recommend adding on future contracts to April so that all of my "WDW" points are together and can be combined at 7 months or do you think it doesn't matter as much since I own both already? I'm likely going to be adding direct poly2 if it comes out as a separate association from poly1 so will likely see another 300 added to April in a few years. If I added 100 AKV to the March UY I'd have 300 7month SAP on that membership and then eventually 450 direct on April. How would you guys go about it?

 

[D-Trick]

@intamin - did you get 2 UYs that close on purpose?

 

[Sandisw]

Hrmm kinda furthering discussion, so now I'm basically an owner of AUL resale with a March UY and RIV with an April UY. In terms of adding on future WDW resorts (I'm considering AKV) would you guys recommend adding on future contracts to April so that all of my "WDW" points are together and can be combined at 7 months or do you think it doesn't matter as much since I own both already? I'm likely going to be adding direct poly2 if it comes out as a separate association from poly1 so will likely see another 300 added to April in a few years. If I added 100 AKV to the March UY I'd have 300 7month SAP on that membership and then eventually 450 direct on April. How would you guys go about it?

Since you already have two, I would go with March UY so you end up with two memberships that can function well on their own!

 

[intamin]

@intamin - did you get 2 UYs that close on purpose?

I originally was okay with getting either a March or April use year, DVC refused to give me a March so I settled for April and then I realized I wanted a Aulani contract with sub dues and the only UY that even had them available was March, there's a general deficit of April UY contracts so I was pretty certain I wouldn't be able to pick one up and a March UY was close enough for me. I don't mind managing both although in hindsight I would've picked up the AUL resale and then RIV to force DVC to give me a March UY but hindsight's 20/20 I guess

 

[D-Trick]

I originally was okay with getting either a March or April use year, DVC refused to give me a March so I settled for April and then I realized I wanted a Aulani contract with sub dues and the only UY that even had them available was March, there's a general deficit of April UY contracts so I was pretty certain I wouldn't be able to pick one up and a March UY was close enough for me. I don't mind managing both although in hindsight I would've picked up the AUL resale and then RIV to force DVC to give me a March UY but hindsight's 20/20 I guess

Fair enough. October is just as rare so it took me about a year of waiting to get my subsidized AUL. I knew I'd be using them as SAP to extend WDW trips (in addition to HI)

My recommendation: Go all in on April. Keep the Mar sub-AUL by itself for now. Then, be patient. An April sub-AUL will pop up eventually. Buy that and sell the March.