When the 4/4/16 restrictions were announced, within a day we had figured out the workaround of adding a 25 point direct contract to your resale to make yourself "whole". Many of us on this forum advocated that new resale buyers add this direct contract sooner than later because DVC wouldn't let that loophole stay open forever. Sure enough, even though that loophole stayed open almost two years, eventually they upped the minimum buy in to 75 points. Buying a 75 point direct contract for perks such as they are might or might not be an OK bargain, depending on how convicted you are about such things. It certainly was no longer the "slam dunk" bargain that I believed the 25 point loophole to be. But these 1/19/19 restrictions brings the 75 point contract back into consideration. If you submit to ROFR after 1/19/19, here is the way to minimize being left out: My suggestion is to buy two different resorts with the same UY, first resale and then direct, and this will maximize your options. So, let's say that you want to maximize your point spread with DVC and you want to end up with about 200 points. Let's say you really love the monorail and the Epcot resorts. 1. Buy 125 Poly Points resale. 2. Buy 75 BWV points direct. With banking and borrowing, you can turn each of those home resort advantages into as much as 375 points for Poly and 225 points for BWV. The best of both worlds, but now add a third: you can use the BWV points at the new resorts going forward. Plus the 75 point direct contract gives you perks. For about $5,000 difference between new and resale, you can add back in both perks and the availability to book into the new resorts. That's a premium to be sure, but I think it starts to be worth it if you use the add on to double the number of home resorts you own in the Legacy 14. If you're buying after this week, it's time to reconsider an add on contract. This means looking for a resale contract about 75 points smaller than the number of points you eventually want to own and then buying a 75 point direct contract after you close and get your member ID from DVC. By definition, both of these contracts should be in the Legacy 14; buying a Riviera contract when it comes for sale will not maximize your options because of the potential resale hit to those contracts when YOU want to sell.