Things are a little expensive right now on the resale market, but I totally get the desire to buy in before things possibly get worse. If going resale, there are still deals to be had versus going direct. I’d say shoot for anything over 30% savings over direct. My opinion is it’s only worth it to buy resale if you are achieving savings at about that level. Otherwise, I personally would go direct. For what it’s worth, I think you still can find deals of greater than 30% savings, especially if you shop a bit.