Resale buying leverage question

[jhundle1]

My husband and I are thinking about purchasing BLT resale (first purchase). We want approximately 350ish points. If we purchase 2 different contracts i.e 200 pts & 150 pts. Would we have anymore buying power if we went through the same dealer?

 

[AstroBlasters]

My husband and I are thinking about purchasing BLT resale (first purchase). We want approximately 350ish points. If we purchase 2 different contracts i.e 200 pts & 150 pts. Would we have anymore buying power if we went through the same dealer?

No, because usually they are not selling from inventory they. It can make the logistics of closing easier.

 

[VGCgroupie]

No not really.

 

[kanerf]

The only real advantage of the smaller contracts is that they are easier to sell later. Keep in mind with two contracts, you will have to pay DVC $1000 in fees.

 

[jhundle1]

We are struggling to find a 350 points in our use year.

Thank you for the advice.

 

[VGCgroupie]

We are struggling to find a 350 points in our use year.

Thank you for the advice.

It never hurts to ask the broker if you do find 2 contracts with the same broker. Worst that happens is you are told no.

 

[AstroBlasters]

We are struggling to find a 350 points in our use year.

Thank you for the advice.

You may get a discount from the title agent…. worth asking….

 

[Chili327]

Admitting your wrong is never easy. Especially when you pubicly declare it on a message board only weeks earlier. I cant believe I am writing this thread right now but I just purchased a resale DVC contract for 150 points. I had two trips booked to disney and I started doing the math and the incremental costs of buying a resort seemed to make alot of sense. The main factor in this was that the people I spoke with actually told me that I can rent out my timeshare for more than the costs of the annual dues. Its my day to eat crow but i am happy I am.

One Of Us, One Of Us.!!

Indeed, learning is what its all about. MANY of us thought it wasn't a good idea until we did enough research.

We are struggling to find a 350 points in our use year.

Thank you for the advice.

Try just 100-150, then another 100-150, etc.. Do you need all 350 right now, for your next trip?

 

[jhundle1]

No, I rented my points for 2026. We are planning for 2027 and beyond.

 

[BruinEd03]

My husband and I are thinking about purchasing BLT resale (first purchase). We want approximately 350ish points. If we purchase 2 different contracts i.e 200 pts & 150 pts. Would we have anymore buying power if we went through the same dealer?

Your best leverage is time and knowledge. Take a look at ROFR thread and rejected offers thread. Study aggregate listing sites to see how many of the contracts you're looking for is available. Set a target zone for the price that you think is a fair deal, with the most important piece being the highest price that you are willing to pay based on those stats (including whether it's stripped, normal, or loaded). Adjust based on any time constraints that you have. Don't pay more than your target zone. Do not be discouraged at rejected offers or ending of negotiations. All it takes is one.

 

[jhundle1]

Your best leverage is time and knowledge. Take a look at ROFR thread and rejected offers thread. Study aggregate listing sites to see how many of the contracts you're looking for is available. Set a target zone for the price that you think is a fair deal, with the most important piece being the highest price that you are willing to pay based on those stats (including whether it's stripped, normal, or loaded). Adjust based on any time constraints that you have. Don't pay more than your target zone. Do not be discouraged at rejected offers or ending of negotiations. All it takes is one.

Thank you, I need to do some homework. I’m nervous about the whole buying process.

 

[CraigInPA]

No, I rented my points for 2026. We are planning for 2027 and beyond.

It's going to be sheer luck to find a single 350 point resale contract for BLT and your desired use year. Those big contracts tend to be at Poly or CCV due to the bungalows and cabins. But, you'll find a lot of 100-200 point contracts out there for sale for BLT. My wife and I began our BLT ownership with a 160 point resale contract (which is a quite common size due to the earliest minimum points required to buy into DVC), then added on with a mix of additional 100+ point resale contracts and a couple small direct contracts (back when you'd become a blue card holder with as little as one 25 point contract!) to get to our present holdings. I written before about the process of finding the "Cinderella" ('just right" intersection of use year, resort, banked points, and price) contract, and how long it took to find that first 160 pointer, but all the other resale contracts came up for sale when I happened to be looking and I immediately pounced on them. Good luck with your planned purchase, and welcome to BLT!

 

[Best Aunt]

Typically, the agency does not own the contracts that it is selling.

So, imagine I am selling one of my contracts, and I am using Agency XYZ.

And imagine Worst Uncle is selling one of his contracts, using the same agency.

You are interested in buying both contracts.

I am not going to accept a lower price just because you are using the same agency to buy two contracts.

You could ask the agency if it would lower its closing costs if you buy more than one contract. As PP said, it doesn't hurt to ask. But if the contracts were recently listed, I don't know that the agency would agree to take less money from you than it might get from any other buyer.

Also, make sure you are clear on how the price breaks down.
For example, for a random listing which is showing as sold, the total price was $37,282.
The breakdown was:
250 points x $135 per point = $33,750
closing costs: $847
Disney CAF: $500
Dues at closing: $2,185

So even if the agency is willing to lower its closing costs for you, the closing costs are only a small percentage of the total price.

 

[Genie+]

Worst Uncle

Haha - that gave me a good chuckle Best Aunt.

 

[Genie+]

The sellers are the ones paying the broker commission. From the buyers end I don’t think brokers would be willing to somehow chip in part of those commissions to make a multi-contract deal happen.

One angle that could potentially get you a better price when buying multiple contracts - find one owner who is selling multiple contracts. If you follow a resale aggregator daily, it’s easy to notice what possibly may be ‘sets’ of contracts listed. Example only - Fidelity shows 2 AKV contracts listed yesterday around 2pm and both have last years points banked to the next - Decent chance same owner. They may not accept a lower price on just one contract, but more willing to accept if it included both. Get the whole process over with VS only selling one and still needing to sell the other.

In the past I have seen what looked like same owner selling two 160pt BLTs, or 160pts + 100 or 200 pts, etc.

(160pts is a common for BLT because that was the minimum purchase for new buyers back when in active sales.)

 

[jhundle1]

The sellers are the ones paying the broker commission. From the buyers end I don’t think brokers would be willing to somehow chip in part of those commissions to make a multi-contract deal happen.

One angle that could potentially get you a better price when buying multiple contracts - find one owner who is selling multiple contracts. If you follow a resale aggregator daily, it’s easy to notice what possibly may be ‘sets’ of contracts listed. Example only - Fidelity shows 2 AKV contracts listed yesterday around 2pm and both have last years points banked to the next - Decent chance same owner. They may not accept a lower price on just one contract, but more willing to accept if it included both. Get the whole process over with VS only selling one and still needing to sell the other.

In the past I have seen what looked like same owner selling two 160pt BLTs, or 160pts + 100 or 200 pts, etc.

(160pts is a common for BLT because that was the minimum purchase for new buyers back when in active sales.)

Thank you, I will look for that.