So same is true of lower-priced rentals.
Many of us cannot afford the name brands, when you go to off brands you get fees and more fees, pressure to add outrageously priced insurance, and outrageous toll fees. Many credit cards do not provide any coverage or if they do it is secondary to your own car insurance. Cars are in terrible condition at off brand rentals.
I have had 6 successful Turo rentals now. I know exactly what car, age, and features. I can read reviews on that specific car to know if it is in bad shape or if the renter is unreliable - worst cast I have seen is renters who cancel unexpectedly, so don't choose one that did that. Insurance is offered in several tiers. The pictures process protects you from claims of returning damaged or dirty. There are no unexpected fees except one. All shown at checkout, and tolls will be billed after rental for the exact price,
3 Choices:
Name brand, pay big price, low risk
Off brand, mid price, risky, unexpected fees, pressure to buy insurance (these are simply awful and many people are trying them and hate the experience - read the reviews!)
Turo, mid price, no unexpected fees, no pressure, low risk