Questions regarding banking and multiple resort points

castawayfan

Mouseketeer
Joined
Jul 19, 2001
Messages
194
After 7 years of going to WDW every year, we have finally decided the DVC is probably right for us. We have a couple of questions before we make a final decision on number of points that I hope you all can help with. This is where DVC just gets a little confusing for newbies!

1. Lets say we buy 150 points and in two or three years decide to add another 50, but the resort we originally bought into is not available so we have to get the 50 at another resort. Lets say we have the same use year. How would this work if we want to book a week at the resort we have 150 points at but need 200 for that week? Book 11 months out for 150 points and the other 50 at 7 months? I'm so confused!

2. Lets say we buy 150 points because we are planning on going to WDW every other year. Lets say its a March use year. Next year we want to bank our points so we can do a longer trip in April of 05. When would we bank those points and would they have to be used before March 1 of 05 or 12 months from when we bank them?

Thanks for your help.
 
1. You could only use the extra 50 points (different resort) once in the 7 months window. You cannot use all 200 points at the 11 month window. You could also bank and borrow from the original 150 points to get 200 points for the reservation.

2. Points must be banked before 6 months from the end of the use year. You can bank less than all points at lessor intervals though. They are good until the end of the use year you bank them to.
 
Thanks Dean. So if I bank my 2004 points to 2005, I would have until March of 2006 to use them? or March 2005? and is it the 1st of the month or the last of the month?
 
If you bank your March 2003 points into the 2004 use year, you have until Feb of 2005 to use those points. Also, when your home resort is sold out and you want more points, you can call your rep and get on a waitlist for add-on pts, which always become available sooner or later. Then you add-on at your home resort. The other way is to buy a small contract thru resale.
 

Originally posted by castawayfan
Thanks Dean. So if I bank my 2004 points to 2005, I would have until March of 2006 to use them? or March 2005? and is it the 1st of the month or the last of the month?
Until Feb or 2006 for a March use year if you bank the points you get next year (March, 04) to the 2005 use year.
 
Make yourself a little chart for your particular use year. Then just look at what the vacation dates are for any given use year are. You may bank points from any use year to the next, or you may borrow points from a later use year.

March would look like this:

<b>U.Y.</b>.......<b>Vacation Dates</b>
2002.....Mar 1, 2002 thru Feb 28, 2003
2003.....Mar 1, 2003 thru Feb 29, 2004
2004.....Mar 1, 2004 thru Feb 28, 2005
2005.....Mar 1, 2005 thru Feb 28, 2006
2006.....Mar 1, 2006 thru Feb 28, 2007

etc.

A trip in April of 2005 would be in your 2005 use year. You could use 2005 points, borrowed 2006 points, or banked 2004 points.
 















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