Questions on incentive pricing....

[kaytieedid]

My husband and I have been hemming and hawing over buying into DVC for the past year. We have tons of scenarios and are trying to figure out which route is best for us to take. I saw on DVC news at AKV there are "special offers". Special offer #2 states: With a referral from a current DVC member, prospecitve owners will receive a $25 gift card for completing a sales presentation via telephone. Unspecified incentive pricing will be offered during the phone tour. Does anyone have any information on the the incentive pricing is? Right now you can buy 100 points at $112.00 - $10.00 so i'm wondering if the incentive is better than $102.00 per point. Also, we took the tour last year while we were there. This telephone presentation isn't offered to people who have already toured. But will Disney really give up a sale for people who want to do the presentation again and are going to buy at the incentive price??

 

[Crystal_27]

But will Disney really give up a sale for people who want to do the presentation again and are going to buy at the incentive price??

I would think not. If I were in your shoes, I would just ask your Guide how you can get the best price and *hopefully* he will be honest with you. I think there are a lot of incentive scenarios floating around so you might even be able to do better than $102/point. And, of course, you should always check out resale. Either way, good luck!

 

[kaytieedid]

we're so torn between buying a resale contract or going through disney. There are many resales we love at BWV, BCV and VWL but right now I don't have thousands of dollars to pay upfront. We were considering financing through Disney b/c we can get better rates (from what I've heard) than through resales. Ideally, I would do resale b/c of the opportunity for smaller contracts. I feel that we aren't going to be buying my #1 choice if we go through Disney but it's the best scenario, although personally I cringe at the thought of a "monthly payment". We could afford a 25 - 50 point resale contract with cash right now, but is that the smart thing to do if it isn't going to get us much per year? does anyone have any thoughts?

 

[dbs1228]

Depending on what type of accomadations you want time of year etc... a 50 point contract paying cash could really work if you wanted to travel and use points every 3rd year. (in some cases every 2 years) You can bank this years points and next year have 100 points (50 banked 50 current) and then borrow 50 from 2011 for a total of 150 points to use for a stay. That could get you 1 week in some of the studios. Just check out the points chart against when you like to travel and you would get a better idea if it will work for you. Research and do the math closing cost etc... If you can pay cash for a 50 point contract it is a great way to get started and remember you will still have maintance fees which will be relatively low on a 50 point contract. Good luck with your decision.

 

[Pirate Jack]

we're so torn between buying a resale contract or going through disney. There are many resales we love at BWV, BCV and VWL but right now I don't have thousands of dollars to pay upfront. We were considering financing through Disney b/c we can get better rates (from what I've heard) than through resales. Ideally, I would do resale b/c of the opportunity for smaller contracts. I feel that we aren't going to be buying my #1 choice if we go through Disney but it's the best scenario, although personally I cringe at the thought of a "monthly payment". We could afford a 25 - 50 point resale contract with cash right now, but is that the smart thing to do if it isn't going to get us much per year? does anyone have any thoughts?

That is EXACTLY what we did one year ago. We purchased a 25 point contract with the previous years 25 points banked. We paid cash. We then purchased an add on through Disney for another 25 points with again 25 points banked. Since last year, we have done this several times when we have extra money. It has worked very well for us and plan on adding on more when it is the right time. We didn't have a huge bill for dues in January and through banking and borrowing, we have had several short stays.