The more I read about DVC, the more it sounds like a great investment for my family. My twins just turned 3 last week and we have a good 20 more years of vacations with them and then another 20 more years of vacations with DH. DH has never been a big vacation person though. We just went on the 7 day cruise and he loved it (I had to beg him to go). Now I'd like to convince him DVC is for us. I probably can talk him into the lowest purchase of points, but what about if we want to add points in a few years. Do they pro-rate the cost according to how many years you have left, or do you pay for the addition points to cover the next 41 years. Just curious, does anyone know the average amount of points people purchase?