I was looking at this and I signed up for the trial membership. I have a question about the Target gift cards. Has anyone bought these? It shows them as being $25 in my shopping cart. How do you get the $5 credit? Do they credit that to your next purchase from them? Do they send you a refund check? Do they take it off before you check out and only charge you $20? From what I read the $10 rebate will in the form of a check in the mail in about 6 weeks time. I am so confused. The only thing I would end up using this for is the Target and mayb TRU gift cards. This may not be worth it for me, since you have to still be a member when you redeem these cards. I guess if I plan on quitting at the end of the trial, these will not work for Christmas gifts. I can always use Target, though.