Question about borrowing points

[gregsbrat]

I currently have 8 points in use year 2016 and 63 points in use year 2017. If I wanted to book a vacation at my 7 month mark {January 2017 for August} am I able to borrow from use year 2018 if my use year doesn't start until April?? I am thinking no but hoping yes. I am thinking my only options would be to risk waiting until April or buying one time use points. Also am I able to use the 71 in January and then hope for the best for the remainder of my stay? Thanks for any help

 

[CarolMN]

If your use year is April, an August 2017 vacation will fall within your 2017 use year. You can use the remaining 2016 points if you bank them, the points in your 2017 use year and if necessary, you can borrow your 2018 points.

As long as you have points valid for the dates of your desired vacation, you can make the reservation when the appropriate widow opens.

 

[KAT4DISNEY]

When you book makes no difference. If you bank your 2016 points by Nov 30 they will be eligible for stays from April 1 2017 to March 31 2018. Your 2017 points are valid for stays for those same dates - April 1, 2017 to March 31, 2018. And you can borrow your 2018 points back into that same UY to use for a reservation in August 2017. You always can book at 11 months our for your home resort or 7 months out for a non-home resort.