Question about borrowing points

[love280mickey]

In the past, I have both banked and borrowed points when necessary.

But in timing, here's a situation I haven't encountered yet.

My use year is September. So essentially, I don't have my points for 2013 yet.

Let's say I want to travel in December for more points than just my 2013 (which will be available to me in September)

If I book today, I will be borrowing into my 2013 points, right? What about the balance that I need, will they also allow me to borrow into my 2014?

Or will they only let me book now as much as my 2013 points are worth? And then come September allow me to borrow from 2014?

Thanks!

 

[erionm]

When you call does not determine point usage. You can always book your home resort 11 months in advance of your arrival date. The dates of the reservation determine what UY the points will come from.

You are currently in your Sept 2011 UY. Your points are used as follows:
Reservations for dates between 9/1/2011 and 8/31/2012 use Sept 2011 UY points (Could borrow from Sept 2012 if necessary)
Reservations for dates between 9/1/2012 and 8/31/2013 use Sept 2012 UY points (Could borrow from Sept 2013 if necessary)

 

[chalee94]

My use year is September. So essentially, I don't have my points for 2013 yet.

look online at the DVC member site - your 2013 pts are already there as well as 2014. (although i do wonder if you mean your 2012 pts.)

as erionm said, you look at the dates of the stay for which UYs' pts you have access to.

the date you call to book is based on your home resort, it has nothing at all to do with UY month.

more info about UY is here if you need it:

http://www.disboards.com/showthread.php?t=1942668

 

[DebbieB]

If you look at your account online, you should see September 2011, 2012, 2013, 2014. On 9/1/12, 2015 will appear. There's never a wait for points to become available once you are in the system. Points are there before you could possibly use them.

 

[dizbee]

Agreed with above. If you are using Sept 12 - Aug 13 points in Dec 12, you aren't borrowing. If you want to use those points in Aug 12, you are. Pretty straightforward. If you had to wait until Sept 12 to book points for Sept 12, that wouldn't make any sense. It's when you use, not when you book.

 

[princessbride6205]

I've been a member for a few years but just today I confused myself with a similar borrowing question. So I'm glad the answer was already here!