Q: Final payment "Overdue" on a Disney Vacation?

lynninpa

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Jan 5, 2006
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I know "final payment" is due 45 days prior to arrival. What can happen if you do not make the "deadline"-if you still have a balance after the 45 day mark?
 
As far as I know your package is cancelled after the 45 day mark. I am sure that if you speak with reservations and need only a day or two more they could accomodate you.
If you are in this situation and are unable to pay the balance at this time my advice to you would be to change your reservation to room only - that would only require a deposit of one nights hotel stay - which would probably be less than your package deposit anyway. You can change it to a package with tickets and dining when you are ready :)
 
I would definitely call and explain your situation to them. We had a similar situation where an unexpected expense came up and we weren't able to make the final payment at the 45 day mark. I called WDTC and they extended the final payment due date to accomodate our ability to pay. (We paid at the 35-ish day mark). Also, an FYI -- we had already paid about 75% of the package PRIOR to the 45 day mark, so they said they weren't concerned about not getting the remaining balance, since it was minimal compared to the full package price. But, again, I'd definitely recommend calling them and seeing if they can help you.

Good Luck!
 
Something similar happenned to my cousin last year - she was expecting a big bonus, but a week after the 45-day mark. I believe the CM told her they do not cancel the reservation right away, but rather send out a "reminder" notice that your balance is due. But, I think if you call and talk to a CM, they could better guide you on what you should do. I'm sure they don't want to lose your business, so I'm sure they would work with you. Good luck!
 

My sister actually FORGOT to pay 2 years ago and it was like 3 days past the date... she called and it was still in the system and they let her pay it off.
 
I have heard that if you call a CM will extend the due date and I have heard one person say that they did not have to pay the balance until they arrived for their vacation. I would call. They are very understanding.
 
I called Disney today to ask that same question, and the CM told me that if a balance remains after the 45th day, a reminder notice is mailed out and you have 10 days to make a payment.
 


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