Purchasing Small-Point, Direct?

[atthebeachclub]

Yes I know. I’ve used it multiple times and has been available for all my previous 5-6 Chase cards. First time I didn’t get it.

I think you only get the zero interest a time or two typically, and not usually with each card? That’s why I have never used it. I’m saving mine for when it counts. loll.

 

[Sprinkles&Sprints]

I think you only get the zero interest a time or two typically, and not usually with each card? That’s why I have never used it. I’m saving mine for when it counts. loll.

I actually called Chase about this last week. There’s a feature that allows you to put in a hypothetical purchase to see what the terms/fees will be. When I walk through the tool, it only ever shows a monthly fee. However on my list of transactions, when I walk through a real scenario, there are many that qualify for the $0 fee.

So I asked if there was a way for me to know pre-charge whether or not I had a no fee option available. Of course they said no (doubtful)…and that they also had no way knowing how long an existing no fee option would last.

 

[eticketplease]

I actually called Chase about this last week. There’s a feature that allows you to put in a hypothetical purchase to see what the terms/fees will be. When I walk through the tool, it only ever shows a monthly fee. However on my list of transactions, when I walk through a real scenario, there are many that qualify for the $0 fee.

So I asked if there was a way for me to know pre-charge whether or not I had a no fee option available. Of course they said no (doubtful)…and that they also had no way knowing how long an existing no fee option would last.

That’s why as @muppets3d had mentioned the 6 months is a good option as unfortunately you never know if your purchase will trigger a 0% for 24 months offer.
At least with Disney you are guaranteed 6 months at 0%.