I want to go to Disney next year (first week of August 7/30-8/7, 9 days 8 nights). I received a package quote from Dreams Unlimited for 3206.44 at POFQ (includes tax plus insurance, 6 day park hoppers and basic dining) for 2 adults, 1 child (he'll be 2 so he doesn't really count). Is that good? I did research on disney.com and it was lower so I'm thinking that they didn't include the taxes and definitely no insurance. I'm thinking of going without the insurance anyway since I can cancel the trip prior to the 45 days without penalty in case of illness. (We've had to deal with illnesses in the family this year so hopefully next year, everyone will be healthy). I know not everyone likes the dining plan but it works for us. I like having everything prepaid (except tip now) and it gives us a chance to take a break at the end of the day or eat somewhere we wouldn't normally go. Would October be better instead of early August in price? My DH and I have been the first week of October and liked it (except for the love bugs). I was hoping to take advantage of free dining if they do it again but not sure if my dates would be incorporated. We can't go the week after due to my DH works for a University and can't take time off before the students return to school. Any advice from the experts? TIA!! Sorry this is so long winded.