Oh dear, so young and already hen-pecked
ok....so i'm going to work on the theory that money is no object (i'm in that group so don't take it as an insult)...
It would be silly to take the dining plan just because you think it's a better deal for character breakfasts.....you can pay for those out of your pocket, they're not really all that expensive....and paying for a lot of food that you're not going to eat is sillier (will your wife eat an appetizer and desert every day? - I'm guessing no)..
so let's ignore the dining plan and just look at the hotels...
how old are your kids again? 1 and 4?,,,,,probably not all that discriminating one way or the other....
the Beach Club does have a spectacular zero entry pool that i'm sure your 4 year old will enjoy..
on the other hand, the poly has fun theming overall and is very convenient for the MK....
Isn't the BC much more expensive than the poly?.....i would think that for the rate you're paying at the BC you could get the poly's concierge....i always thought that the BC is more expensive than the poly..
which reminds me....the poly is made up of many buildings....so you have to leave the main building and go outside to get to the building you're staying in....so if it's raining, you get wet..
on the other hand, at the BC it's all indoors...you may walk for 400 miles to get to your room, but it's all indoors.....so maybe that might make a difference for you.......especially since you'll no doubt be dragging the kids around in a stroller (or at least one of them)..
so i just changed my mind.....i'm voting for BC....but not because of the dining...because it's all indoors....and it has a great pool...
but if you're not swimming people, then take that into account (the poly has a fun pool too, just not on the level of the BC)..
I personally prefer the BC to the poly .....but that's purely a taste thing...
and i'm a waterbaby, so i LOVE the BC pool....
ok...so if you followed that stream of consciousness, the bottom line is:
Beach Club resort - because it's nicer, it's all indoors and has a great pool...
ta da....