Interesting to see these old bones disinterred. Funny, I didn't vote in my own poll, and when this original post began, we hadn't even bought.
Well, we bought in December of 2001, and just added on this month. The first purchase was a head thing, this last one was a heart thing. Any good salesperson will tell you that people spend their discretionary income based on how the purchase makes them feel, and we sure do fall in that category.
No regrets. But, y'all know the comment you hear over and over about "I wish we'd joined sooner?" That's not bogus - it's the truth. We first looked back in '94, and probably could've financed it with only nominal pain, but we didn't. I rue the day.