Point Question

[CECS]

Just purchased into DVC FINALLY! Should've done it in 2007 when I couldve bought in at under 100 bucks a point! JEEZ 11,500 for twice the points I have now at the SAME PRICE...that darn thing called a brain!

Well, I have a 60 point a year plan. I wanna do every other year. Heres what Im planning on. book a trip on the EVEN YEAR for an ODD YEAR arrival and bank/borrow to make it happen.

2016+2017= 120 point. Use 110 for a trip in 2017, balance of 10 left over
2018+2019=120+10(bank) to make 130 and use 110 for a 2019 trip. Balance of 20 remaining

if I use this model, will I quickly realize that my rollover strategy is flawed somehow and the points are going to adjust somehow for that 1 year bank limit? Or, should I take my current balance in the even year and ONLY BORROW what I need from the following year

2016+2017=120 points. Use 110 for a trip in 2017 balance of 10
2018+10bank= 70+2019=115 (pull 40) and have a balance in 2019 of 20 to roll into 2020

Whaddya think...make sense? Who still has a head on their shoulders after this math whiz just blew them away (or not...my sarcasm is a little dry and aggressive sometimes)

 

[chalee94]

1) you still can buy for less than $100 per pt if you buy resale. For a 60 pt contract for use every other year, you would lose no real value compared to direct.

2) I don't think that you understand use year.

Use year relates to when you can use pts for a stay - it has nothing to do with when you can call to book.

So you can bank 2016 UY pts and book a stay that falls in your 2017 UY with 2016 and 2017 pts (at 11 months out for your home resort.)

But if you bank your leftover 2017 pts, they will expire at the end of your 2018 UY and cannot be used for a stay in your 2019 UY. You could only book a 2019 UY stay with banked 2018 pts + current 2019 pts + borrowed 2020 UY pts.

 

[CECS]

AHAAA! I see

 

[CECS]

I realized our fiscal year is June to June...so a trip in MAY would require borrowing, but after JUNE it would be banking

 

[chalee94]

I realized our fiscal year is June to June...so a trip in MAY would require borrowing, but after JUNE it would be banking

A trip in May 2017 would fall in your 2016 UY (June 1, 2016 to May 31, 2017). So you could use pts from your 2016 UY and borrowed pts from your 2017 UY when you make the reservation. Yes.

For a June 2017 stay, you could use banked 2016 UY pts + 2017 UY pts + borrowed 2018 UY pts (if needed).

And again, you can call or go online as early as 11 months out to book your home resort in either case.

 

[chalee94]

Just to add for clarity: banking and borrowing allow you to move pts up or back 1 UY. Once the pts have been moved, they are stuck in their new UY and cannot be moved again. If not used for a stay by the end of that UY, the pts disappear into the void...

You have to make a decision to bank pts within the first 8 months of your UY. Banking pts is not automatic.

You would only borrow pts if needed to complete a reservation.

 

[chalee94]

Also be aware that traveling in May with a June UY is suboptimal.

If you need to cancel in early February (for example), you would be past your banking window and would need to use those pts or rent that stay in a hurry since those pts would all expire on May 31 (less than 4 months), so you would need to make alternate plans quickly or risk losing pts.

If you had to cancel a June stay in early March (for example), you would still have the option to bank current UY pts if you wanted. And any banked or borrowed pts won't expire for over a year (the end of the next May) so you have more time to make new plans.

 

[CECS]

Makes perfect sense. And yes, I agree completely. Our honeymoon dates and cruise have already been paid for, which is the 5 days leading up to our first DVC trip to WDW (our after party).
We are taking a cruise through the second week, and the day we disembark we head to Vero Beah for a few nights, then WDW for a few nights flying home exactly 2 weeks from the start of the cruise.

 

[DenLo]

Ahh, I think I figured out what a tender ride would be.

The locomotives are steam-powered! The tender, or car located right behind the locomotive, holds the fuel and water necessary for circling the park. Even with a capacity of almost 2000 gallons of water, you might have to wait a little longer at the New Fantasyland station, because every three or four grand circle tours, the tender must be refilled.

It does sounds like a steamhead thing and definitely not for most of us.

 

[CECS]

Ahh, I think I figured out what a tender ride would be.



It does sounds like a steamhead thing and definitely not for most of us.

In Disneyland they allow tender rides on their trains during non-hot and slow days (morning and last thing at night after the first circle around DL)