CONGRATULATIONS!!!! We had a goal of paying off our loan this year but then DH got diagnosed with leukemia and had to have a bone marrow transplant in May :'( Luckily we've been ok and can still maintain things but having him out of work for a year will make it tough to pay off this year but my plan is now to pay off by end of next year. I'm hoping to get a second job as soon as he feels well enough to be alone with the kids so we can get ahead. Hopefully thjs time next year I'll be doing my payoff happy dance too!