Please help

In my opinion there isn't a difference financially. The difference depends on whether you want to plan and control your trip or if you want your travel agent to do so. If the travel agent books the trip then the travel agent "owns" the trip and you, personally, will not be able to make changes -- only the travel agent will be able to make changes.

I don't use a travel agent. I like to be able to make my own changes if necessary and I like being in control of my own trip plans.
 
I also like to book our trips myself using the disney web site. This way I can select what options I want and change them at any time I like with out having to make more hat one phone call.
 
I prefer using the Disney website, so I can make changes myself.
 

i would price it like this

cpu: 200
memory: 300 12gb ddr3
unknown x58 mb 150
ms home premium : 100
1tb 7200 rpm HD: 80
unknown 430W PSU: 20
cheap keyboardmouse: 20
geforce 8400: 30
case: 20
cd/dvd drive: 20

total value is about 940 worth of stuff, so i think its a good price for a pre-built

for anyone who wants to argue/etc please post a link to where you can find it for cheaper

i think its a decent computer, definitely not for gaming, but good for video encoding/etc
Here is a sample of a website I developed for paydaytown com]loans till payday
 
In my experience, the difference comes down to the level of service you're looking for, in other words whether you like to have total control or prefer to let someone else do all the legwork for you. If you aren't familiar with the different resorts, types of tickets, dining options, etc. and aren't the type to want to research all that yourself, then a travel agent is perfect because they can answer all your questions, suggest what's best for your needs and then make the reservations for you.

That being said, the CM's at the Disney Travel Company are very knowledgeable, friendly and helpful and can answer all your questions as well. So, if you like having control and being able to make changes yourself, this is a better way to go. We always make our reservations online ourselves and then call the DTC for any extra help we need. They've always been great and I like not having a middle man.

As for savings, I don't think there really is much. We're going later this month with some family friends, and they used a travel, we didn't. We both got the exact same deal, but any time she wants to make an adjustment to her reservation, she has to leave a message for the travel agent and wait for a call back. I just call Disney :-)
 












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