I think it would mean more for her to pick out her own setting. Tell her that she can pick out whatever she wants, and money isn't an object (if that's true - or give her a limit of ___ dollars). You can always just get a setting there and add a chain later too. You can get inexpensive chains at craft stores, jewelry stores, etc. And she might want earrings or a ring or ____. Who knows. Easier to have her pick put something she'll love.
That's what I plan on doing, since I'm very bad at making these selections
I do want to be prepared, which is why I want the list of potential prices, I know she won't pick the most expensive ones, but if the cheapest ones are $400 it doesn't matter, KWIM? 
), I got it drilled into a heart pendant that I love, and that was only 8$. It was back in 2007 though, so the price might have gone up a bit. But you can do really cheap or really expensive, it's up to you.
Or it is just that no one wants to think about it!? 
I wonder if he/she knows about DIS?


with a girl who pays more attention to my bottom line than I do, and she will not be pleased if I spend much on her, she likes lower cost things, but if I can talk her in to it, and the numbers look ok, maybe we'll go with that... I might have to promise to let her buy me a gift in return. (Our friends are astounded at us, we argue over who gets to spend how much on each other, it's very amusing I'm told! I'm also told it's a problem a lot of guys want to have... )
