i've noticed in some threads (for the most part regarding children) that when kids are not feeling well just prior to leaving home, some parents will get a perscription written by their pediatrician to take "just in case". i wanted to post some information i've learned regarding this:
1. while your doctor may be lic. to dispense in your home state it is unlikely that they are lic. to dispense in florida as well-so the perscription may not be valid. (to get around this, have the doctor call the perscription into your local branch of a nationwide pharmacy chain like walgreens which allows for transfering of perscriptions state to state),
2. while your standard health insurance may pay for meds issued in your home state they may no out of state (again the nationwide pharmacy concept will usualy enable you to retain coverage),
3. travel insurance will usualy not cover a perscription that was written or called in prior to your departure,
4. travel insurance (if you have type with "no preexisting condition") may deny any claim they can link to a visit to the pediatrician prior to your cruise (example-your child complains of stuffy nose and ear congestion a few days before you leave so you go to the pediatrician who says "no problem". you land in orlando with a child who now has a full blown ear infection and end up at a medical clinic for treatment. the travel insurance often denies based on the pediatrician's exam for related problem prior to start of trip.).
i'm no expert, just a california mom with an hmo and 2 kids whose ears start cultivating infections the minute i plan any out of state travel
i don't want anyone else to get stuck with uncovered med bills.
1. while your doctor may be lic. to dispense in your home state it is unlikely that they are lic. to dispense in florida as well-so the perscription may not be valid. (to get around this, have the doctor call the perscription into your local branch of a nationwide pharmacy chain like walgreens which allows for transfering of perscriptions state to state),
2. while your standard health insurance may pay for meds issued in your home state they may no out of state (again the nationwide pharmacy concept will usualy enable you to retain coverage),
3. travel insurance will usualy not cover a perscription that was written or called in prior to your departure,
4. travel insurance (if you have type with "no preexisting condition") may deny any claim they can link to a visit to the pediatrician prior to your cruise (example-your child complains of stuffy nose and ear congestion a few days before you leave so you go to the pediatrician who says "no problem". you land in orlando with a child who now has a full blown ear infection and end up at a medical clinic for treatment. the travel insurance often denies based on the pediatrician's exam for related problem prior to start of trip.).
i'm no expert, just a california mom with an hmo and 2 kids whose ears start cultivating infections the minute i plan any out of state travel
i don't want anyone else to get stuck with uncovered med bills.
Here in NC we can't get away from them.

