Pay Off Car?

[minnie1928]

Keep in mind that when your ready to pay off your car, you can call the loan office and ask if they will accept less to pay off. We made an offer and they countered. We accepted there offer (M & T) and saved $1800.

I would SOOOO not do this! Starting your new life together financially, this is NOT the first step you want to take. Not to mention, the OP isn't having financial difficulty so why would they not pay the loan in full as they agreed when they signed the original loan contract? That's just wrong....