Pay Annual Dues Early

[WDWorld2003]

Are you allowed to use Disney Gift Cards to pay the balance of 2025 dues if you are enrolled in auto pay... I thought that was eliminated.

 

[PolyRob]

Are you allowed to use Disney Gift Cards to pay the balance of 2025 dues if you are enrolled in auto pay... I thought that was eliminated.

No, you are not. You would need to switch to annual statements in order to pay with Disney GCs.

 

[Sandisw]

Are you allowed to use Disney Gift Cards to pay the balance of 2025 dues if you are enrolled in auto pay... I thought that was eliminated.

To add to what was posted, if you turn off auto pay, you must pay the balance in full as you can’t put autopay back on.

 

[WDWorld2003]

So if I turn it off now I can pay the balance with a gift card for the year?

 

[Sandisw]

So if I turn it off now I can pay the balance with a gift card for the year?

Yes! As long as you cover everything that is still due, you can pay with the gift card.

Just remember to turn it back on in January if you want to do your 2026 dues monthly.

 

[WDWorld2003]

Thank you! That is great to hear. If I pay more than the balance due will it apply to next year's dues?

 

[Sandisw]

Thank you! That is great to hear. If I pay more than the balance due will it apply to next year's dues?

Yes, that is what should happen!

And, once dues are posted, owners have until Feb 14th to pay partial balances with gift cards before turning on auto pay.

 

[D-Trick]

Are you allowed to use Disney Gift Cards to pay the balance of 2025 dues if you are enrolled in auto pay... I thought that was eliminated.

Yes you can under the right conditions, even with enrollment in autopay.

Each contract can be paid off in full, and since gift cards have a $1k limit, you can pay it off once the remaining balance (per contract, not total) gets under $1k.

 

[DanCali]

It's funny, I did the same thing my first year as an owner!

You'll notice once your dues statement cuts for the next year it will take all the money you applied to each individual contract and reallocate it paying them off in order starting with .0

Now I just apply them all to the master contract and wait for it to refresh with the new dues statement.

Thank you! That is good to know - maybe I should do the same. I probably can't help myself from trying to allocate based on the points amounts until I actually see them do that.

Actually, I believe they apply the payments across multiple contracts by some line item priority. I am not sure what that priority is but, for example, they will take all the funds you prepaid and then apply it to all the contracts (perhaps in XXX.0, XXX.1, XXX.2 etc order) for "property taxes". If there is still a balance they will do the same for "operating expenses". And if there is still a balance, they will do the same for "reserves". So you are very likely to end with multiple contracts that have partial payments that have nothing to do with how you allocated the prepayments.

 

[JackosinDIS]

Actually, I believe they apply the payments across multiple contracts by some line item priority. I am not sure what that priority is but, for example, they will take all the funds you prepaid and then apply it to all the contracts (perhaps in XXX.0, XXX.1, XXX.2 etc order) for "property taxes". If there is still a balance they will do the same for "operating expenses". And if there is still a balance, they will do the same for "reserves". So you are very likely to end with multiple contracts that have partial payments that have nothing to do with how you allocated the prepayments.

This is my experience too.

Always seems that they reallocate all pre-paid funds across multiple contracts in the membership and they end up with small payments lefts of each usually.

 

[WDWorld2003]

Thank you everyone! I did pay the rest of my contract for the year with a gift card. There are additional funds left on the card so as I understand it I can make payments with gift cards if I turn off the auto pay and it will apply toward 2026? They I must turn off auto pay before February 15th?

I only wish I had the problem of more contracts!