Paid off credit card balance!

[aprilfoolwed]

We have been carrying an annoying balance on our Discover card for several years.

It's taken a long time, but we finally paid the full balance off this week!

What a great feeling!

 

[Karenj2]

That's great! I bet it's such a relief tone done with it...

 

[aliceindisneyland]

Yay!

 

[captainjen]

We have been carrying an annoying balance on our Discover card for several years.

It's taken a long time, but we finally paid the full balance off this week!

What a great feeling!

Congratulations

 

[DizMe]

Good for you!! I have a credit card that I paid off every month until something big came up and now I have this annoying balance that I can't seem to get rid of. It's not huge, but it's too much for me to pay off in one month and it's taking a while to get that sucker back to zero. It's so much easier to run it up than to pay it off, sigh. Kudos to you!!!

 

[It'sOffToDisneyWeGo]

Congrats! Great job!

 

[princezB]

Congrats ... (sigh) one day for me!!

 

[Tanzanite]

Congrats that's great its so hard to do. Iam working on mine but its not going as fast as id like something comes up to slow me down.

 

[fluffykalie]

 

[Mrs. Ciz]

Congratulations! I mean it! It is really hard to do in this economy.

We are trying to do the same. DH lost a third of his income back in 2008/2009. I took on more work, but we didn't cut our expenses soon enough (kept thinking the situation was temporary, just a bad month). We built up a credit card balance before we knew it. His paycheck has bounced almost all the way back now. We refinanced to a lower rate mortgage to free up some cash each month. Our tax refund was going to pay off the last of the credit card debt, but the transmission in our son's car died last week. So now it will go towards getting a new car (hopefully with no car loan). Two steps forward, one step back!

 

[luvmylatte]

Hooray for you! We were lucky enough to be able to pay off all CC debt and both cars 1 year ago. BEST DAY EVER! We just refied our home to a lower rate, haven't used any CC in 1 year and raised our credit score 125 points. We still do Disney in cash too.

Cash is king and we now rule our kingdom without credit crd debt!

WHOOP WHOOP!

 

[crisi]

Congrats!....feels great doesn't it.

Do yourself a favor - write yourself a note about what a pain it was to pay it off, that it took years, and how good you feel right now. Just a few words. Stick it in your wallet. If temptation hits, you can pull out the note and never let the debt creep up on you again. Because if you are like many people, in a few years you'll forget how awesome it feels to be out of that debt (or skinnier, or not drinking, or......) and temptation will hit for something that you'll "pay off next month when I have a little more money."