OT- Post Office lost my bill payments!!

I also pay all my bills on line. Last year the mail truck at our office caught on fire after it picked up our mail and drove down the street. The post office salvaged some of the mail and returned it to us and gave us a "notice" describing what happened and offered to assist us with negotiating late fees. Lucky us, somehow we didn't lose any payments, but lots of our clients didn't receive their christmas cards.
 
I am another advocate of Bill Paying online. I just started using this service just over a year ago even though it was free at my bank. I don't know why I resisted using it for so long. I only decided to start using it because Suze Orman recommended it in her Women and Finance (I think) book.

This has cut back so much on paper. Most of my bills are delivered via "ebill" to my bank. I can view my bill online and schedule payments. I get email notification every time my ebill is "delivered." For those bills who don't use the ebill system, I can set up reminders or schedule a recurring payment.

Also, it is so much easier to go to Bill Pay and pull up a Biller to quickly see how much I have paid each month. So much better than flipping thru a check register or pulling out old bills from the filing cabinet.

I highly recommend using your bank's Bill Pay feature. If your bank doesn't have it or offer it for free, find another bank. At the very least, try to make your payments directly to your creditor. Most credit card companies and utilities services have an option to pay your account online.
 
Yep, I pay all of my bills online. A couple I have taken out automatically, but most of them I make one time payments when I see them on my calendar. I'm very fastidious about payment dates on my calendar, so I've done pretty well so far! Anyway, the reason I do one-time payments rather than auto pay is because I'm strictly budgeted and have to make sure that the money stretches enough to pay the bills, and timing is always a factor! :)
 
My house payment was lost last month. Thankfully they called before a late fee was assesed. I did have to put a stop payment on the check though. I hope this never happens again it's a PAIN and costs you money!!!

This happend to us about 3 months ago. I get a call about us not sending our payment. It was considered late the next day. DH searched to see when the payment was mailed---he called the bank and they stopped payment on the check--they were so nice and did not charge us. On the other hand we had to pay the payment over the phone and to do that was a $30 fee.
 















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