I have a RO reservation for Jan direct from disney, but i see the same thing on orbitz (with a code) for 20% less (>$400!). Not interested in DDP, or packages (I've done the math and they will end out costing up more than just paying for food OOP). So it seems like a no-brainer to book with orbitz. I know i have to pay up-front, but it appears to be fully cancelable. So, please help, why shouldn't i book with orbitz, or maybe i'm just overthinking this whole thing.