Open Disney Visa Reward Card for DVC Purchase?

[anitatina]

DH and I are thinking of opening a new credit card to get bonus points/other incentives for a DVC direct purchase. The best offers we've looked into are the Chase Business Ink Preferred which has a $95 annual fee and an offer for $1000 (80,000 points) in travel rewards through Chase Ultimate Rewards system. The other offer is the Disney Premier Visa which has a $45 annual fee (no annual fee for first year) and an offer for $200 statement credit plus 2% back in Reward Dollars. We will be getting approximately $720 back from the DVC purchase with the Disney Card. The DVC purchase on the Disney card will also be eligible for 6 months of 0% APR financing.

We're leaning towards the Chase Business Ink care because we'll be getting more back in reward dollars, but we're also planning on going to WDW more often after becoming DVC members so a Disney Visa might be worth it for the rewards in future payments for DVC membership dues/theme park tickets/etc. We most likely wouldn't charge dining on the Disney card because we get 3% cash back on dining through another credit card (unless Disney Visa has a better promo).

For those of you with Disney Visa cards, what made you choose that credit card versus others?

Lastly, what's the difference between Disney "Dream Rewards Dollars" and "Reward Dollars"? I've been reading other forum posts about "Dream Rewards Dollars", but my Disney credit card offer only mentions "Reward Dollars".

Thanks!

 

[Judique]

DH and I are thinking of opening a new credit card to get bonus points/other incentives for a DVC direct purchase. The best offers we've looked into are the Chase Business Ink Preferred which has a $95 annual fee and an offer for $1000 (80,000 points) in travel rewards through Chase Ultimate Rewards system. The other offer is the Disney Premier Visa which has a $45 annual fee (no annual fee for first year) and an offer for $200 statement credit plus 2% back in Reward Dollars. We will be getting approximately $720 back from the DVC purchase with the Disney Card. The DVC purchase on the Disney card will also be eligible for 6 months of 0% APR financing.

We're leaning towards the Chase Business Ink care because we'll be getting more back in reward dollars, but we're also planning on going to WDW more often after becoming DVC members so a Disney Visa might be worth it for the rewards in future payments for DVC membership dues/theme park tickets/etc. We most likely wouldn't charge dining on the Disney card because we get 3% cash back on dining through another credit card (unless Disney Visa has a better promo).

I would do the Chase Ink as it gives more and the rewards are much more flexible. The dream dollars are less and can only be spent at Disney.

If you need the 6 months financing option, than that's another variable. Now you are making me want to buy some more points!
The Disney $200 is a nice promo and I've done it twice for each Disney card - there's one with no annual fee - but otherwise I didn't use it. I do keep the no annual fee card for the little benefits it gives at Disney - Chase lounge during food and wine festival and you can get a wristband for a seat at the f&w eat to the beat concerts, plus the Illuminations viewing area. I go every fall so this is a benefit if you go to Disney regularly as I do.

For those of you with Disney Visa cards, what made you choose that credit card versus others?

Lastly, what's the difference between Disney "Dream Rewards Dollars" and "Reward Dollars"? I've been reading other forum posts about "Dream Rewards Dollars", but my Disney credit card offer only mentions "Reward Dollars".

Thanks!

 

[anitatina]

Thanks for the response! We are leaning towards the Chase Ink card because over $1200 in cash back sounds a lot better than $720. We don't need the financing, but it would be nice to see a higher balance in the bank account for at least a few more months

Sadly, I was just reading there won't be a Chase lounge anymore at F&WF. I guess I can't miss what I've never experienced.