One Year to Save!!

Can I ask what "credit card rewards" money is? how is it earned? :confused3

When I use my President's Choice mastercard, or my Walmart rewards mastercard, I earn points or dollars towards purchases made in those stores. They are loyalty reward programs for those specific credit cards.
 
Added $6.16 since yesterday because I...

earned $1.35 from quickrewards...

earned $0.95 from isay...

earned $1.68 in credit card rewards...

earned $0.18 in credit card rewards...

added $0 to the USD change pouch...

added $0 to the Disney jar...

added $2.00 to the bank account...

So the new totals are:

$15.95 in quickrewards...
$8.55 in isay points....
$42.83 in credit card rewards...
$2.73 in credit card rewards...
$1.82 in the USD change pouch...
$18.25 in the Disney jar...
$23.00 in the bank account...

...for a GRAND TOTAL of $111.31

RUNNING TOTALS:

$15.95 for Olive Garden/Chili's gift cards $14.05 still needed
$95.36 towards expenses $204.64 still needed
 
Added $1.73 since yesterday because I...

earned $0.59 from quickrewards...

earned $0.05 from isay...

earned $0.20 in credit card rewards...

earned $0 in credit card rewards...

added $0 to the USD change pouch...

added $0.90 to the Disney jar...

added $0 to the bank account...

So the new totals are:

$16.54 in quickrewards...
$8.60 in isay points....
$43.03 in credit card rewards...
$2.73 in credit card rewards...
$1.82 in the USD change pouch...
$19.15 in the Disney jar...
$23.00 in the bank account...

...for a GRAND TOTAL of $113.05

RUNNING TOTALS:

$16.54 for Olive Garden/Chili's gift cards $13.46 still needed
$96.51 towards expenses $203.49 still needed
 
Added $2.04 since yesterday because I...

earned $0.04 from quickrewards...

earned $0 from isay...

earned $0 in credit card rewards...

earned $0 in credit card rewards...

added $0 to the USD change pouch...

added $0 to the Disney jar...

added $2.00 to the bank account...

So the new totals are:

$16.58 in quickrewards...
$8.60 in isay points....
$43.03 in credit card rewards...
$2.73 in credit card rewards...
$1.82 in the USD change pouch...
$19.15 in the Disney jar...
$25.00 in the bank account...

...for a GRAND TOTAL of $115.09

RUNNING TOTALS:

$16.58 for Olive Garden/Chili's gift cards $13.42 still needed
$94.51 towards expenses $201.49 still needed
 

Added $5.83 since yesterday because I...

earned $1.60 from quickrewards...

earned $0.95 from isay...

earned $2.75 in credit card rewards...

earned $0.53 in credit card rewards...

added $0 to the USD change pouch...

added $0 to the Disney jar...

added $0 to the bank account...

So the new totals are:

$18.18 in quickrewards...
$9.55 in isay points....
$45.78 in credit card rewards...
$3.26 in credit card rewards...
$1.82 in the USD change pouch...
$19.15 in the Disney jar...
$25.00 in the bank account...

...for a GRAND TOTAL of $120.92

RUNNING TOTALS:

$18.18 for Olive Garden/Chili's gift cards $11.82 still needed
$102.74 towards expenses $197.26 still needed
 
Added $7.53 since yesterday because I...

earned $2.48 from quickrewards...

earned $0.05 from isay...

earned $0 in credit card rewards...

earned $0 in credit card rewards...

added $0 to the USD change pouch...

added $0 to the Disney jar...

added $5.00 to the bank account...

So the new totals are:

$20.66 in quickrewards...
$9.60 in isay points....
$45.78 in credit card rewards...
$3.26 in credit card rewards...
$1.82 in the USD change pouch...
$19.15 in the Disney jar...
$30.00 in the bank account...

...for a GRAND TOTAL of $128.45

RUNNING TOTALS:

$20.66 for Olive Garden/Chili's gift cards $9.34 still needed
$107.79 towards expenses $192.21 still needed
 
Added $2.85 since yesterday because I...

earned $0.52 from quickrewards...

earned $0.10 from isay...

earned $2.23 in credit card rewards...

earned $0 in credit card rewards...

added $0 to the USD change pouch...

added $0 to the Disney jar...

added $0 to the bank account...

So the new totals are:

$21.18 in quickrewards...
$9.70 in isay points....
$48.01 in credit card rewards...
$3.26 in credit card rewards...
$1.82 in the USD change pouch...
$19.15 in the Disney jar...
$30.00 in the bank account...

...for a GRAND TOTAL of $131.30

RUNNING TOTALS:

$21.18 for Olive Garden/Chili's gift cards $8.82 still needed
$110.12 towards expenses $189.88 still needed
 
/
Added $7.27 since yesterday because I...

earned $1.73 from quickrewards...

earned $0 from isay...

earned $5.55 in credit card rewards...

earned $0 in credit card rewards...

added $0 to the USD change pouch...

added $0 to the Disney jar...

added $0 to the bank account...

So the new totals are:

$2.91 in quickrewards... (cashed in for a $20 Olive Garden GC)
$9.70 in isay points....
$3.56 in credit card rewards... (cashed in $50 in rewards and put cash in account)
$3.26 in credit card rewards...
$1.82 in the USD change pouch...
$19.15 in the Disney jar...
$80.00 in the bank account...

...for a GRAND TOTAL of $138.57

RUNNING TOTALS:

$22.91 for Olive Garden/Chili's gift cards $7.09 still needed
$115.67 towards expenses $184.33 still needed
 
Added $7.50 since yesterday because I...

earned $1.73 from quickrewards...

earned $2.45 from isay...

earned $0.06 in credit card rewards...

earned $1.26 in credit card rewards...

added $0 to the USD change pouch...

added $2.00 to the Disney jar...

added $0 to the bank account...

So the new totals are:

$4.63 in quickrewards...
$12.15 in isay points....
$3.62 in credit card rewards...
$4.52 in credit card rewards...
$1.82 in the USD change pouch...
$21.15 in the Disney jar...
$80.00 in the bank account...

...for a GRAND TOTAL of $146.07

RUNNING TOTALS:

$24.63 for Olive Garden/Chili's gift cards $5.37 still needed
$121.44 towards expenses $178.66 still needed
 
Added $2.28 since yesterday because I...

earned $1.87 from quickrewards...

earned $0 from isay...

earned $0.41 in credit card rewards...

earned $0 in credit card rewards...

added $0 to the USD change pouch...

added $0 to the Disney jar...

added $0 to the bank account...

So the new totals are:

$6.50 in quickrewards...
$12.15 in isay points....
$4.03 in credit card rewards...
$4.52 in credit card rewards...
$1.82 in the USD change pouch...
$21.15 in the Disney jar...
$80.00 in the bank account...

...for a GRAND TOTAL of $148.35

RUNNING TOTALS:

$26.50 for Olive Garden/Chili's gift cards $3.50 still needed
$121.85 towards expenses $178.15 still needed
 
For yesterday:

Added $1.76 since yesterday because I...

earned $0.86 from quickrewards...

earned $0.90 from isay...

earned $0 in credit card rewards...

earned $0 in credit card rewards...

added $0 to the USD change pouch...

added $0 to the Disney jar...

added $0 to the bank account...

So the new totals are:

$7.36 in quickrewards...
$13.05 in isay points....
$4.03 in credit card rewards...
$4.52 in credit card rewards...
$1.82 in the USD change pouch...
$21.15 in the Disney jar...
$80.00 in the bank account...

...for a GRAND TOTAL of $150.11

RUNNING TOTALS:

$27.36 for Olive Garden/Chili's gift cards $2.64 still needed
$122.75 towards expenses $177.25 still needed
 
Added $23.94 since yesterday because I...

earned $2.70 from quickrewards...

earned $0.10 from isay...

earned $1.14 in credit card rewards...

earned $0 in credit card rewards...

added $0 to the USD change pouch...

added $0 to the Disney jar...

added $20.00 to the bank account...

So the new totals are:

$7.36 in quickrewards...
$13.05 in isay points....
$4.03 in credit card rewards...
$4.52 in credit card rewards...
$1.82 in the USD change pouch...
$21.15 in the Disney jar...
$80.00 in the bank account...

...for a GRAND TOTAL of $174.05

RUNNING TOTALS:

$30.06 for Olive Garden/Chili's gift cards $0 still needed
$143.99 towards expenses $156.01 still needed
 
Added $5.90 since yesterday because I...

earned $2.10 from quickrewards...

earned $2.25 from isay...

earned $0.51 in credit card rewards...

earned $0.94 in credit card rewards...

added $0 to the USD change pouch...

added $0.05 to the Disney jar...

added $0 to the bank account...

So the new totals are:

$2.16 in quickrewards...
$15.45 in isay points....
$5.68 in credit card rewards...
$5.46 in credit card rewards...
$1.82 in the USD change pouch...
$21.20 in the Disney jar...
$100.00 in the bank account...

...for a GRAND TOTAL of $179.95

RUNNING TOTALS:

$32.16 for Olive Garden gift cards $0 still needed
$147.79 towards expenses $152.21 still needed
 
Added $5.86 since yesterday because I...

earned $0.52 from quickrewards...

earned $0.10 from isay...

earned $5.24 in credit card rewards...

earned $0 in credit card rewards...

added $0 to the USD change pouch...

added $0 to the Disney jar...

added $0 to the bank account...

So the new totals are:

$2.68 in quickrewards...
$15.55 in isay points....
$10.92 in credit card rewards...
$5.46 in credit card rewards...
$1.82 in the USD change pouch...
$21.20 in the Disney jar...
$100.00 in the bank account...

...for a GRAND TOTAL of $185.81

RUNNING TOTALS:

$32.68 for Olive Garden gift cards $0 still needed
$153.13 towards expenses $146.87 still needed
 
Added $4.37 since yesterday because I...

earned $0.52 from quickrewards...

earned $1.40 from isay...

earned $0.20 in credit card rewards...

earned $2.24 in credit card rewards...

added $0 to the USD change pouch...

added $0 to the Disney jar...

added $0 to the bank account...

So the new totals are:

$3.21 in quickrewards...
$16.95 in isay points....
$11.12 in credit card rewards...
$7.70 in credit card rewards...
$1.82 in the USD change pouch...
$21.20 in the Disney jar...
$100.00 in the bank account...

...for a GRAND TOTAL of $190.18

RUNNING TOTALS:

$3.21 for Olive Garden gift cards $0 still needed
$156.97 towards expenses $143.03 still needed
 
Added $5.84 since yesterday because I...

earned $1.40 from quickrewards...

earned $0.90 from isay...

earned $3.54 in credit card rewards...

earned $0 in credit card rewards...

added $0 to the USD change pouch...

added $0 to the Disney jar...

added $0 to the bank account...

So the new totals are:

$34.61 in quickrewards...
$17.85 in isay points....
$14.66 in credit card rewards...
$7.70 in credit card rewards...
$1.82 in the USD change pouch...
$21.20 in the Disney jar...
$100.00 in the bank account...

...for a GRAND TOTAL of $196.02

RUNNING TOTALS:

$4.61 for Olive Garden gift cards $0 still needed
$161.41 towards expenses $138.59 still needed
 
Added $12.29 since yesterday because I...

earned $1.80 from quickrewards...

earned $0.50 from isay...

earned $3.54 in credit card rewards...

earned $0 in credit card rewards...

added $0 to the USD change pouch...

added $6.45 to the Disney jar...

added $0 to the bank account...

So the new totals are:

$6.41 in quickrewards...
$18.35 in isay points....
$18.20 in credit card rewards...
$7.70 in credit card rewards...
$1.82 in the USD change pouch...
$7.65 in the Disney jar...
$120.00 in the bank account...

...for a GRAND TOTAL of $178.31

RUNNING TOTALS:

$6.41 for Olive Garden gift cards $0 still needed
$171.90 towards expenses $128.10 still needed
 
Added $6.34 since yesterday because I...

earned $1.05 from quickrewards...

earned $0 from isay...

earned $4.85 in credit card rewards...

earned $0.44 in credit card rewards...

added $0 to the USD change pouch...

added $0 to the Disney jar...

added $0 to the bank account...

So the new totals are:

$7.46 in quickrewards...
$18.35 in isay points....
$3.05 in credit card rewards...
$8.14 in credit card rewards...
$1.82 in the USD change pouch...
$7.65 in the Disney jar...
$140.00 in the bank account...

...for a GRAND TOTAL of $184.65

RUNNING TOTALS:

$7.46 for Olive Garden gift cards $0 still needed
$177.19 towards expenses $122.81 still needed
 
Added $12.16 since yesterday because I...

earned $1.56 from quickrewards...

earned $0.05 from isay...

earned $0.55 in credit card rewards...

earned $0 in credit card rewards...

added $0 to the USD change pouch...

added $0 to the Disney jar...

added $10.00 to the bank account...

So the new totals are:

$9.02 in quickrewards...
$18.40 in isay points....
$3.60 in credit card rewards...
$8.14 in credit card rewards...
$1.82 in the USD change pouch...
$7.65 in the Disney jar...
$150.00 in the bank account...

...for a GRAND TOTAL of $196.81

RUNNING TOTALS:

$8.14 earned for Walmart rewards $1.86 needed
$10.00 earned for savings account $0 needed
$3.60 earned for credit card rewards $16.40 needed

Alright...payday has come and gone and all the money we need is currently in the bank account. But just for fun, I am going to continue to track until departure day, just to see what I can still save/earn.

At this point I have just over two weeks to contribute money to the vacation coffers, and I can only cash in rewards at certain dollar amounts (ie every $5 for walmart rewards) so the running totals have been adjusted accordingly and some have been left off altogether.
 
Added $6.43 since yesterday because I...

earned $2.98 from quickrewards...

earned $3.45 from isay...

earned $0 in credit card rewards...

earned $0 in credit card rewards...

added $0 to the USD change pouch...

added $0 to the Disney jar...

added $0 to the bank account...

So the new totals are:

$2.00 in quickrewards... (cashed in for a fourth and final Olive Garden gift card)
$1.85 in isay points.... (cashed in for $20 in paypal funds)
$3.60 in credit card rewards...
$8.14 in credit card rewards...
$1.82 in the USD change pouch...
$7.65 in the Disney jar...
$150.00 in the bank account...

...for a GRAND TOTAL of $173.24

RUNNING TOTALS:

$8.14 earned for Walmart rewards $1.86 needed
$3.60 earned for credit card rewards $16.40 needed
 

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