We have had a 50 point contract at OKW since 2012. Works great for us! We can go for a week every 3 years or so. We've done Grand Californian, Aulani twice, Hilton Head, and will stay at OKW for 8 nights this August. For us it was perfect and we have no use for more points since we like to mix our travels up a bit and go to Hawaii, or Myrtle Beach, Vegas, etc.