I've been struggling with the same sort of thing. I was a resale only person and we have AKV resale which I love. But I've started having fomo/direct-envy. I'm starting to think APs would be nice (Especially if we have more points) and everything that comes with them, and
DVC just keeps upping the minimum direct requirement. I am wishing now I had just bought when it was 75. If I were to pick a second resort, I believe I would want BLT, but of course that is one of the most expensive direct options, whereas resale is getting more reasonable there. So I was also considering OKW/SS for direct SAP. The other thought I've has is to buy BLT resale and sell my AKV and buy AKV direct.

I'm trying to wait it out til our trip next summer (its not a prudent financial choice either way right now anyway) and hopefully we will have a better idea of what direct will look like, but I am also scared minimums/prices will raise again.