Ok. Who else caved?

I bought 200pts of SSR in May before the 2020 incentives expired and i am glad i did. I was hesitait at first and for 10 years I didn't go through with it but With the incentives and having some extra cash I finally did it. SSR with incentives came down to 155pp/October UY. I did buy a 25pt BWV on resale but it was still in ROFR but i felt i would miss out on a great deal and as of today, After hearing the news of the price hike in SSR, I feel better about my decision not to wait.
 
My guide called me at 5 telling me if we wanted to move ahead we had to do it by 7. And I did it. 😬 125 OKW. I hate having to make the decision under pressure. I thought it would be fall before they start hiking prices and minimums. I would have liked SSR because of the lower dues, even at the higher price, but I was more comfortable at 125 points. I am sure OKW will go up soon too.

He told me he can only spread out the payments on my Disney card up to 15 days - not 30, 60, or 90 as people here have said. He even told me someone else had asked him that today too and he didn't know where people were getting that idea. I said I knew someone who did.

By the time I got around to checking, I already had points in my account and a shiny new blue card! I haven't even signed yet. I did get 2020 points and he did make it sound like a really cool extra. We are here now, and I can confirm that people have been offering us the discount on the white card. I haven't said anything but if asked if I am DVC I say yes. They ask to see my card and ID and have given me the discount. In fact, at some restaurants they just bring me the bill after I magic band it and say "I saw you are DVC so I adjusted the bill for you." Too bad we went to Epcot yesterday. 😆

Anyone else do it last minute?
We jumped in yesterday too. 125 at AK. LOL still haven't had time to look at the contract though but we did get an October UY (after having to provide a reason as to why we wanted it so that the guide could "go to the manager to get a waiver") so we have the 2020 points with no MF which I suppose is a "perk". Already banked them as we have no plans to take a trip in 2021. As for the billing we were billed yesterday $500 plus closing with the remainder being billed 1/2 and 1/2 in late June and late July respectively. In all the whole conversation took 20 minutes which is one of the reasons we wanted our first contract to be direct.
 
I am just looking at my docusign for a purchase made today and the document preparation fee is $250 now. I thought it was supposed to be $200. What did the rest of you pay????
 
I don't know, but my entire closing costs were over $500 which I thought was high.
 

I am just looking at my docusign for a purchase made today and the document preparation fee is $250 now. I thought it was supposed to be $200. What did the rest of you pay????

IIRC It sent to $250 last fall. It was $195 in 2019 when I bought
 
We added on 150 points at RIV last week, too. Originally wanted BWV but the incentives for RIV were just to good to pass up (vs the price for BWV).

We have an August UY and MS banked the 2020 points for us.
 



















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