ok, I am not at Walmart all that often, but...

[BrettS]

Looked at my receipt and ther is an 8 cent charge for using my debit card?

What exactly does the receipt say? Is it possible that it was an 8 cent charge for something else? Like the others here, I haven't heard of anything like this before and even for 8 cents I think there would be a pretty loud outcry if this started to happen.

 

[momof1princess]

i use my debit card at wal-mart all the time, and i've never been charged a fee. OP, if i were you, i'd ask customer service about that.

 

[cpdrn7]

yes, please do tell what the receipt says...I work in retail and with self checks...sometimes if a customer just types 1 and then hits enter...it rings up a five cent bottle deposit...check over your reciept for items purchased...sometimes it is an odd item not rung up correctly!

 

[jme829]

I don't know if they changed the policy but a year or so ago they stopped accepting check cards with the visa logo, only mastercard ones. I have a visa check card so I have to use it as debit.

I've never been charged a fee for it though.

Hmm interesting,,, I have a VISA debit card (for my checking account) and I can ONLY use it as a credit card at Walmart (and most places). I never get a charge either way. And I have a bad Walmart habit, I'm in there several times a week and use my debit card almost exclusively (anywhere I go).

 

[Fire14]

I don't know if they changed the policy but a year or so ago they stopped accepting check cards with the visa logo, only mastercard ones. I have a visa check card so I have to use it as debit.

I've never been charged a fee for it though.

Thats funny i've used mine several times and it's visa Come to think of it I had a 1 time issue with my card but it was at self scan and my bank was in process of name change so who knows what set it off that one time but have used since without issue.

 

[SandrA9810]

this is kind of funny, because ikea actually gives you store credit if you use your card as debit.

People really should use cash...

 

[nunzia]

I have never had a fee and I debit there all the time. I would call management.

 

[NYCDiane]

I shop at Wal Mart all the time (at least 2x/week) and always use the self-checkout. I go over my receipts very carefully and have never seen any fees for using my debit card.

I think you should call their corporate office and question it. It's possible your store is doing this without corporate's knowledge.

 

[Melmac]

This is interesting. Although this has not happened to me at my local Walmart, this policy was quite common when I was in Australia. If you used a credit card, they would add 3% to your total - essentially, you were paying for the store's cost of owning/renting a credit card machine and the phone line. Normally in North America, the stores pick up this cost as a "convenience" to the customer. There is a store in my town that charges as well ... however, there is a big sign at the cash register letting customers know. I can't remember the name of the store but it is a locally owned store, not a chain. I hope this isn't a sign of things to come ...

OP, as others suggested, I would call Walmart customer service and ask about the charge. I don't think the charge would have come from your bank and printed on the receipt, but I could be wrong.

 

[elaine and the boys]

This question may sound stupid, but what happens when you use your debit card as a 'credit' card? I don't, but was just wondering if it is recorded on your bank statement as immdediately coming out of your checking account....or do you receive a separate 'credit' card statement from your bank that then needs to be paid?

 

[FINFAN]

sorry..been a crazy afternoon! OK..the receipt lists
my items-price 19.96,
next item 3.48
sub-total 23.44
then tax 1 1.45
then tax 2 ( food) .06
total 24.95
debit tendered 24.96
debit .08
change due 0.00


I was charged 8 cents, as then at the next section on the bottom it says 25.03 total purchase , and when I checked my account on line today it posted 25.03. it is so odd.

 

[cm8]

I just checked my latest receipt - paid with a debit card and I didn't have a charge. It is a Regions Bank Card ---- wonder if the bank is the difference??? This was at an Alabama Wal-Mart. As many times as I go to WalMart that 8 cents would add up.

, the mad face had me

 

[pamjb]

This question may sound stupid, but what happens when you use your debit card as a 'credit' card? I don't, but was just wondering if it is recorded on your bank statement as immdediately coming out of your checking account....or do you receive a separate 'credit' card statement from your bank that then needs to be paid?

It is recorded on your bank statement as coming out of your account. Mine isn't typically immediately, but does show up within 1-2 days.

 

[sherabby]

I thought it was cheaper for retailers if you used debit over credit...I guess I misunderstood. And it's kind of messed up they didn't warn you there would be an extra charge. Sure it's 8 cents, but it's principle that they charged you 8 more than you thought without any warning.


Do you have a link to that article??

We operate a credit/debit card machine at my work. We have NO fees for debit cards and a fee for credit. It is against Visa policy to pass along the credit fee to the customer. If caught we can have our machine removed.

 

[Planogirl]

I've never seen a fee either and I use my Visa debit as a debit card at Wal-Mart all the time. Interesting...

 

[jgates]

1. As mentioned a few posts ago merchants CANNOT charge you a surcharge for paying with MC or VISA. It's against regulations. Also as a note no minimum purchase required for use of a card - if you see a sign posting that anywhere it's against the agreements they signed. I have seen some say 'We politely request that you have a minimum purchase of.....' in touristy areas.

2. They cannot FORCE you to use your PIN vs. signature - although this is what WM tried a couple of years ago (which is when they got in the big fight with VISA as noted). However, their pads will normally PROMPT you to put your pin in if the card # is recognized as a debit card. You normally need to hit cancel 2x & then it will come up with the signature prompt.

3. YES, merchants do get charged more for signature based vs. PIN based - see # 2 - that's why they prompt you to use PIN. Your bank makes part of it's fee income with a signature based transaction (as well as MC & VISA).

4. And as mentioned above, no matter how YOU initiate the transaction it posts to your checking so you view it in the same manner. The benefit is to the merchant with PIN & to the bank with signature. And for some people it's a security preference. My mom hates signing while I hate having those Eye in the Sky cameras seeing me key in my PIN (even tho I know they will never get my card!).

I looked at your receipt items too & I can't figure it out as it seems to add up properly without the 8 cents. I am very curious as to what they tell you when you go back in. Some banks do charge for use of a debit card, but that fee should be assessed at the back end by the bank - not at the front end by WM. Is there some type of bottle deposit or something we missed?

 

[disneylove69]

Could it be for shopping bags? My Wal-mart now charges for shopping bags.