trinibjill
Recently diagnosed with a cute disney~itis
- Joined
- Aug 11, 2004
- Messages
- 1,919
When you say "booked thru Disney" do you mean booked thru Disney and purchased their travel ins? We are booked thru Disney but rejected their travel ins. We usually purchase our own for less but if you had no out of pocket expenses then it might just be worth it to add it on. I'm just wondering how all of that would play out if we needed it.
No, I didn't mean that I used their insurance plan. I have not used the insurance plan at all. I guess I would rather take a chance. Like I said in a earlier post. Disney provided buses to the closest airport & re-arranged our travel plans. We weren't inconvenienced in any way. The extra 3 days didn't cost extra. I guess the main difference is we were already on the ship. Now that would be totally different from someone that missed their cruise.
Also, usually hurricanes aren't a occurence in October. Before I moved here Oct was always my favorite month for doing WDW.
The following excerpt is from "Mouse Savers"
(between June 1 and November 30). While cruise ships can easily outrun and sail around hurricanes, ports and airports often close, which can affect your travel plans in a big way. If you don't have insurance, you will be out of pocket for related expenses, such as renting a car to get to a new port or to get home from a port where you hadn't expected to disembark. And if you can't make it to the ship, the cruise line has the right to say "tough luck" and keep your money!
In 2004 and 2005 some Disney cruises were diverted to an alternate port (such as Port Everglades near Fort Lauderdale) due to hurricane activity. In August and September 2004, due to hurricanes, some Disney cruises were cut short and/or departed days late, and a 7-day cruise became a 10-day cruise and ended up in Galveston! A lot of people had trouble getting to their cruises because the airports were closed temporarily. Plenty of other people had to rearrange their flight dates and/or destinations, which often incurred a penalty. Some people ended up having to pay for hotel rooms when their cruises were delayed; others had to rent cars in order to get to the port. These are exactly the kinds of expenses that trip insurance is designed to cover.
Perhaps the most important coverage included in a trip insurance policy is trip cancellation and interruption insurance, which can protect your investment if you have to cancel your cruise at the last minute (or come home early) due to illness or injury. Depending on the policy, you may also be covered if you cancel for other reasons, such as jury duty, terrorism at your destination, or even unemployment.
I also want to add that on the 7 turned 10 day cruise only stopped at Galveston. Some people did get off because they needed to get somewhere. They even brought aboard extra entertainment for us. The ship after refueling went on to Miami.