Richie :
First, you might want to start your own thread rather than posting on the end of this 13-pager. You'll probably get a lot better response.
I'll start you with one practical response and an emotional response.
On the practical side, we have always stayed in a 1B or 2B. The kitchen and laundry facilities have saved us a TON of money in just 3 trips. The days of paying $2.50 for a bottle of water or soda are over. You can get a 12-pack of water at Publix for about $6 and store it in the fridge. We have two young children, so we are usually in our room around 1pm for naps. So, it's not too much of a hardship to make sandwiches in the room for lunch. Oh, and breakfast is a given. We usually splurge and eat dinner out, but we save hundreds per week eating convenient meals in the room.
On the personal side, owning at DVC means that we don't have to run around the parks like crazy trying to do everything. In fact, I enjoy missing attractions because that gives us something to look forward to next time.
I'll give you a great example: during the first day of our trip in May, we found ourselves in Tomorrowland about 30 minutes before the fireworks were set to begin. We had already ridden everything in Tomorrowland, and had planned to take it easy until the fireworks began. Instead my wife suggested trying to get on Big Thunder Mtn Railroad quickly. OK, we head over there--no line--we're on-and-off BTMR and it's still only 8:45. We decide to give Splash Mountain a try. Again, no line. We are literally in the last car (log?) that goes into the ride that night. It's just myself and my wife in the front of the log and nobody else. We decide to ham it up for the photo during the big drop.
Lo and behold the picture comes out great. We decide to buy a copy. As we're waiting for the photo, the fireworks begin. Inevitably something goes wrong with the printer and it takes a few minutes to spit out our photo. By the time we have the photo in-hand, the fireworks are over.
We had never seen Wishes before, and knew we wouldn't have another opportunity this trip. But you know what? Waiting for the photo was worth every minute. That photo is our own little bit of Disney 'magic', and it symbolizes a wonderful memory and a story that I will tell again and again.
If we hadn't been members, we probably would have said "forget the picture, we gotta get to the fireworks!" Or, I might have really lost my cool with the folks working at Splash Mountain. With DVC, I already knew we would be back in December, and Wishes will still be there.